Compare Bank & Credit Union Rates
Top-rated banks and credit unions
Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.
Each institution’s best rate at every CD term and savings balance is placed among every U.S. bank and credit union’s; its Carrot Score blends its best offers with how it does across the board. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions.
Payment never changes a score or a rank. Rankings are a preview, not awards.
Top-rated in New Jersey
Showing 76–100 of 124 scored for CDs
- First Point Federal Credit Union3–8 mo 3.25% · 9–15 mo 3.15% · 16–30 mo 3.30% · 31–60 mo 3.45%
Credit union · 2 branches
74CD score#76 in New Jersey - Community Financial Services3–8 mo 4.07% · 9–15 mo 2.78% · 16–30 mo 1.61% · 31–60 mo 1.77%
Credit union · 1 branch
73CD score#77 in New Jersey - Atlantic Health Employees Federal Credit Union3–8 mo 3.00% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 3.50%
Credit union · 2 branches
72CD score#78 in New Jersey - PFFCU – Police & Fire Federal Credit Union3–8 mo 2.85% · 9–15 mo 3.00% · 16–30 mo 3.15% · 31–60 mo 3.30%
Credit union · 3 branches
71CD score#79 in New Jersey - Pennsville National Bank3–8 mo 3.56% · 9–15 mo 3.40% · 16–30 mo 3.04% · 31–60 mo 2.27%
Bank · 5 branches
71CD score#80 in New Jersey - New Jersey Community FCU3–8 mo 2.63% · 9–15 mo 2.79% · 16–30 mo 3.10% · 31–60 mo 3.30%
Credit union · 1 branch
71CD score#81 in New Jersey - Ridgedale Federal Credit Union3–8 mo 3.50% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 3.00%
Credit union · 1 branch
71CD score#82 in New Jersey - 70CD score#83 in New Jersey
- 70CD score#84 in New Jersey
- 70CD score#85 in New Jersey
- Jersey Central Federal Credit Union3–8 mo 2.75% · 9–15 mo 3.05% · 16–30 mo 3.10% · 31–60 mo 3.20%
Credit union · 1 branch
70CD score#86 in New Jersey - Members 1st of NJ Federal Credit Union3–8 mo 3.29% · 9–15 mo 2.00% · 16–30 mo 2.00% · 31–60 mo 3.30%
Credit union · 3 branches
70CD score#87 in New Jersey - 70CD score#88 in New Jersey
- 1st Bergen FCU3–8 mo 3.03% · 9–15 mo 2.78% · 16–30 mo 2.02% · 31–60 mo 3.29%
Credit union · 3 branches
69CD score#89 in New Jersey - Fort Billings FCU3–8 mo 1.01% · 9–15 mo 1.26% · 16–30 mo 3.25% · 31–60 mo 3.04%
Credit union · 2 branches
69CD score#89 in New Jersey - Bridgeton Onized Federal Credit Union3–8 mo 2.28% · 9–15 mo 2.48% · 16–30 mo 2.66% · 31–60 mo 3.28%
Credit union · 2 branches
68CD score#91 in New Jersey - Schuyler Savings Bank3–8 mo 3.75% · 9–15 mo 0.25% · 16–30 mo 2.00% · 31–60 mo 0.50%
Bank · 2 branches
68CD score#92 in New Jersey - Essex County Teachers FCU3–8 mo 3.25% · 9–15 mo 3.25% · 16–30 mo 3.00% · 31–60 mo 2.50%
Credit union · 2 branches
68CD score#93 in New Jersey - Seaport Federal Credit Union3–8 mo 3.30% · 9–15 mo 3.04% · 16–30 mo 2.78% · 31–60 mo 2.53%
Credit union · 3 branches
68CD score#94 in New Jersey - North Jersey Federal Credit Union3–8 mo 0.10% · 9–15 mo 1.36% · 16–30 mo 3.25% · 31–60 mo 2.78%
Credit union · 4 branches
68CD score#95 in New Jersey - 67CD score#96 in New Jersey
- Jersey Shore Federal Credit Union3–8 mo 1.50% · 9–15 mo 2.00% · 16–30 mo 2.50% · 31–60 mo 3.10%
Credit union · 5 branches
67CD score#97 in New Jersey - 67CD score#98 in New Jersey
- 65CD score#99 in New Jersey
- 65CD score#100 in New Jersey
Ranked by CD score: how each institution’s CD rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 105 of the 229 institutions with a branch in New Jersey have too few rates published or captured to score. Rankings are a preview, not awards.