Credit union · NCUA insured
Members 1st of NJ Federal Credit Union CD Rates
Members 1st of NJ Federal Credit Union’s best CD rate is 3.30% APY on a 5-year share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Members 1st of NJ Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Vineland, NJ, where Members 1st of NJ Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Members 1st of NJ Federal Credit Union
3.30%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,763
Share Certificate
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First Harvest Credit Union
4.25%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $868
Members 1st of NJ Federal Credit Union CD score
70
CD score
Higher than 27% of U.S. banks and credit unions
- 3–8 months3–8 mo3.29%
- 9–15 months9–15 mo2.00%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Members 1st of NJ Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.30%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.29% | $163 |
| 12 months | 2.00% | $200 |
| 18 months | 2.00% | $301 |
| 24 months | 2.00% | $404 |
| 36 months | 2.00% | $612 |
| 60 months | 3.30% | $1,763 |
Sources (2)
All captured Sep 24, 2026
Special-purpose accounts
IRA Share Certificate
Up to 3.30%APY · 6 terms
Available as Traditional IRA or Roth IRA certificates.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.29% | $163 |
| 12 months | 2.00% | $200 |
| 18 months | 2.00% | $301 |
| 24 months | 2.00% | $404 |
| 36 months | 2.00% | $612 |
| 60 months | 3.30% | $1,763 |
Sources (2)
All captured Sep 24, 2026
Who can join Members 1st of NJ Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees of select employer member groups are eligible for membership.
- Retirees of select employer member groups are eligible for membership.
Family and household
- Immediate family members of select employer group employees are eligible for membership.
Cost to join
- Membership requires opening a Share Savings Account and depositing and maintaining a minimum balance of $5.00.
Membership information collected October 5, 2026.