Credit union · NCUA insured
Jersey Shore Federal Credit Union
A $247.1M credit union headquartered in Northfield, NJ, with 16,123 members and 5 branches in New Jersey. Best rates: CDs 3.15% and savings 0.40% APY.
Jersey Shore Federal Credit Union Carrot Score
65
Carrot Score
Higher than 13% of U.S. banks and credit unions
#11 of 16 in Atlantic City, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Jersey Shore Federal Credit Union
- Headquarters
- 1434 New Rd, Northfield, NJ 08225
- NCUA charter
- 15483
Branches
5 branches in New Jersey
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New Jersey
5 branches
- Northfield OfficeMain office1434 New Rd, Northfield, NJ 08225Directions
- FAA Tech Center OfficeWilliam J Hughes Technical Ctr, Atlantic City, NJ 08405Directions
- Galloway326 E Jimmie Leeds Rd, Galloway, NJ 08205Directions
- Hammonton80 S White Horse Pike Ste 6, Hammonton, NJ 08037Directions
- Rio Office3301 Route 9 S, Rio Grande, NJ 08242Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.76% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.29% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.96% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $57 | $76 | — |
- CapitalNet worth ratio9.76%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.29%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.96%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$57Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Jersey Shore Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.