Compare Bank & Credit Union Rates
Best 9-month CD rates
Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.
Top CD rates
Showing 1–15 results
- SouthPoint Financial Credit Union9-Month Certificate of Deposit SpecialCD · 9 months
Credit union · Add a location to see nearby branches
9.00%APY$668 over 9 months on $10,000intro rateRequirements
Product: Limited-time 90th anniversary certificate of deposit special.
Offer: Limited-time 90th anniversary special
Promotional rate
Rate checked
More details - POCU of MarylandHigh Rate CDsCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
5.12%APY$382 over 9 months on $10,000intro rateRequirements
Product: POCUMD membership is required to open a Certificate of Deposit. Rates are subject to change monthly and are fixed for the term of the certificate. Certificates dividends compound daily. Withdrawal of funds before maturity date incurs early withdrawal penalty. Single term only; accounts will not automatically renew at maturity and will not pay dividends after maturity. Insured up to $250,000.
Offer: Limited time only.
Promotional rate · 5.00% interest rate
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More details - Kohler Credit UnionCertificate AccountsCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
5.00%APY$373 over 9 months on $10,000intro rateRequirements
Product: Federally insured by NCUA. Membership required. Dividends compound and credit monthly. Early withdrawal penalties apply and will reduce earnings on account.
Offer: Limited-time special. Must be funded with new money not on deposit with Kohler Credit Union. Minimum $1,000 and maximum $500,000 required to receive rate. Financial institutions and public funds are ineligible. Automatically renews to 12-month certificate at rate effective at time of renewal.
Promotional rate · 4.89% interest rate · Balance cap $500,000 · Effective Oct 9, 2026
Rate checked
More details - UK Credit UnionSpecial CertificateCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
5.00%APY$373 over 9 months on $10,000intro rateRequirements
Product: Special certificate accounts offered at the discretion of the credit union and subject to change at any time. Automatic renewal rules apply (5-month renews at 6-month rate/term; 9-month renews at 1-year rate/term). 9-Month special is restricted to residents of specific Northern Kentucky ZIP codes. TruBlue pricing does not add additional boost or rate is already matched.
Offer: 9-Month Northern Kentucky Special. Available for residents of specified Northern Kentucky ZIP codes: 41011, 41012, 41014-41018, 41051, 41053, 41063, 41005, 41021, 41022, 41042, 41048, 41080, 41091, 41092, 41094, 41099, 41001, 41007, 41059, 41071-41076, 41085. Renews at the 1-year rate and term. Fixed rate. Automatic renewal.
Promotional rate · 4.89% interest rate · Effective Sep 1, 2026
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More details - RadiFi Credit Union9-Month Share Certificate SpecialCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.91%APY$366 over 9 months on $10,000intro rateRequirements
Product: Term for this Promotional Certificate is 9 months, with a minimum opening deposit of $500.00 from a source not on deposit within the 30 days period preceding to account opening, or funds from an external source. Minimum balance to earn dividends $500.00. Penalty for early withdrawal. Fees may reduce earnings. Offer begins October 15, 2026.
Offer: New money only.
Promotional rate · 4.80% interest rate · Effective Oct 15, 2026
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More details - First Jackson BankCertificates of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.78%APY$356 over 9 months on $10,000intro rateRequirements
Product: The minimum balance to open an account and obtain the APY is $1000. A penalty may be imposed for early withdrawal.
Offer: 9 Month Certificate of Deposit – Special. APY assumes funds remain on deposit a full year at the listed rate or until maturity, whichever is greater. Penalty for early withdrawal.
Promotional rate · 4.75% interest rate
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More details - United Midwest Savings BankCertificate of DepositCD · 6–12 months · $500 min
Bank · Add a location to see nearby branches
4.75%APYRequirements
Product: Must open initial accounts in-person at a branch office. Penalties apply for early withdrawal. Select terms from 3 months to 5 years available; contact local branch for other terms and rates.
Offer: Requires $500 minimum balance to earn the APY. Penalty for early withdrawal.
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More details - Postal & Community Credit UnionShare CertificatesCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.75%APY$354 over 9 months on $10,0004.65% interest rate · Effective Sep 29, 2026
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More details - Publix Employees Federal Credit UnionRegular CertificatesCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.65%APY$347 over 9 months on $10,000intro rateRequirements
Product: Membership qualification required. APY assumes dividends remain on deposit until maturity. Penalty will be imposed for early withdrawal. Dividends credited monthly.
Offer: 4.50% APY footnote note refers to 7/15/2026 accurate as of, 10-month renewing to 12-month. Schedule lists 9 Months* with 4.551% dividend rate, 4.65% APY. Share certificates page notes 9-month certificate dividends are paid at maturity.
Promotional rate · 4.55% interest rate · Effective Oct 15, 2026
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More details - Gulf Capital BankStandard Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.59%APY$343 over 9 months on $10,000Requirements
Product: Minimum balance to open is $1,000. For balances of $1,000 – $249,999.99. A penalty will be imposed for early withdrawal. Account auto-renews at maturity with a 10-day grace period.
Offer: Term of 9 Months.
4.50% interest rate · Balance cap $249,999.99 · Effective Aug 3, 2026
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More details - People Driven Credit UnionCD SpecialCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.55%APY$339 over 9 months on $10,000Requirements
Product: Early withdrawals and applicable fees may reduce earnings. Loss of 90 days' interest for terms 12 months or less, 180 days' interest for terms greater than 12 months. Membership and eligibility requirements apply.
4.47% interest rate
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More details - Hawaii State FCUTerm ShareCD · 9 months · $1,000 min
Credit union · Add a location to see nearby branches
4.50%APY$336 over 9 months on $10,000intro rateRequirements
Product: Credit Union membership and Hawaii residency required. Choose terms from 6 months to 5 years. A penalty may be imposed for early withdrawals. Fees may reduce earnings.
Offer: Special offer celebrating 90th Anniversary. All funds must come from another financial institution. Minimum to open and earn APY is $1,000. Maximum aggregate balance of $250,000 per member, per term. Fixed for initial term only; renewal rate may vary. Early withdrawal penalty may apply. Not applicable to IRA Term Share Accounts. Available to Hawaii residents only.
Promotional rate · Balance cap $250,000 · Effective Oct 1, 2026
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More details - Honolulu Federal Credit Union (HOCU)90th Anniversary Certificate SpecialCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$336 over 9 months on $10,000intro rateRequirements
Product: Celebrate 90 years of serving Oahu with our best certificate rate yet. Deposits must come from another financial institution. Fees could reduce earnings. Early withdrawal penalties apply. The additional 0.05% APY for members 55 and over does not apply to this special. Membership required. Offer subject to change without notice.
Offer: Deposits must come from another financial institution. Fees could reduce earnings. Early withdrawal penalties apply. The additional 0.05% APY for members 55 and over does not apply to this special. Membership required.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - Town Center Bank9-Month Certificate of DepositCD · 9 months · $1,000 min
Bank · Add a location to see nearby branches
4.50%APY$336 over 9 months on $10,000intro rateRequirements
Product: New deposits only.
Offer: New deposits only.
Promotional rate · 4.48% interest rate · Effective Oct 6, 2026
Rate checked
More details - Health Advantage Credit UnionPromotional CertificateCD · 9 months · $500 min
Credit union · Add a location to see nearby branches
4.50%APY$336 over 9 months on $10,000intro rateRequirements
Product: Promotional Certificate. Membership required ($5 minimum deposit). Maximum deposit $100,000. Only one account allowed per primary member SSN. Upon maturity, promotional certificate renews at the next lowest regular certificate term and rate (7 Month renews as regular 6 Month Certificate; 9 Month renews as regular 6 Month Certificate).
Offer: Must be opened with new money (deposits not previously or currently held at Health Advantage Federal Credit Union). Renews as regular 6 Month Certificate upon maturity. Maximum balance $100,000.
Promotional rate · 4.40% interest rate · Balance cap $100,000 · Effective Oct 5, 2026
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Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What 9-month CDs pay nationwide
1,352 CDs at 1,182 banks and credit unions · checked Oct 15–22
- Typical
- 3.50%
- Top 10% from
- 4.10%
- Banks, typical
- 3.39%
- Credit unions, typical
- 3.55%
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Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Synchrony BankBank