Bank · FDIC insured
Firstrust Bank CD Rates
Firstrust Bank’s best CD rate is 3.75% APY on a 7-month CD. Terms run from 7 months to 59 months. Rates checked October 16, 2026.
How Firstrust Bank’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Firstrust Bank has the most branches. $10,000, best rate first.
This bank’s best
Firstrust Bank
3.75%APY
- Term
- 7 months
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000
- $217
Certificates of Deposit
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Firstrust Bank CD score
70
CD score
Higher than 26% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo2.25%
- 31–60 months31–60 mo2.00%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Firstrust Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 5 terms
$2,500 minimum deposit of new funds required (funds not currently on deposit at Firstrust Bank or through Firstrust Financial Resources). Maximum deposit $500,000. Available in PA/NJ/DE only. Penalty for early withdrawal. Seven calendar day grace period at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7-Month Touchdown CD initial APY. APY increases in basis points by the number of points the Eagles score in the first game played after opening and funding (1 bp = 0.01%). $2,500 minimum deposit of new funds required | 3.75% | $217 |
| 11 months$2,500 minimum deposit of new funds required | 3.00% | $275 |
| 23 months$2,500 minimum deposit of new funds required | 2.25% | $436 |
| 35 months$2,500 minimum deposit of new funds required | 2.00% | $595 |
| 59 months$2,500 minimum deposit of new funds required | 1.75% | $890 |
Sources (1)
- firstrust.com/personal/savings/cd · captured Sep 26, 2026
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.75%APY · 5 terms
Eligible for Traditional, Roth and SEP IRAs. $2,500 minimum deposit of new funds required (funds not currently on deposit at Firstrust Bank or through Firstrust Financial Resources). Maximum deposit $500,000. Available in PA/NJ/DE only. Penalty for early withdrawal; additional federal penalties may apply for IRA CD withdrawals below age 59 1/2. Seven calendar day grace period at maturity.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 7 months7-Month Touchdown CD initial APY. APY increases in basis points by the number of points the Eagles score in the first game played after opening and funding (1 bp = 0.01%). $2,500 minimum deposit of new funds required. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2 | 3.75% | $217 |
| 11 months$2,500 minimum deposit of new funds required. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2 | 3.00% | $275 |
| 23 months$2,500 minimum deposit of new funds required. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2 | 2.25% | $436 |
| 35 months$2,500 minimum deposit of new funds required. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2 | 2.00% | $595 |
| 59 months$2,500 minimum deposit of new funds required. Additional federal penalties may apply for IRA CD withdrawals below age 59 1/2 | 1.75% | $890 |
Sources (1)
- firstrust.com/personal/savings/cd · captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.