Credit union · NCUA insured
PFFCU – Police & Fire Federal Credit Union CD Rates
PFFCU – Police & Fire Federal Credit Union’s best CD rate is 3.50% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 16, 2026.
How PFFCU – Police & Fire Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where PFFCU – Police & Fire Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
PFFCU – Police & Fire Federal Credit Union
3.30%APY
- Term
- 60 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $1,763
Certificates
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
PFFCU – Police & Fire Federal Credit Union CD score
71
CD score
Higher than 30% of U.S. banks and credit unions
- 3–8 months3–8 mo2.85%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo3.15%
- 31–60 months31–60 mo3.30%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where PFFCU – Police & Fire Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Jumbo Certificates
Up to 3.50%APY · 11 terms
Yields assume that all dividends are compounded. Penalties apply for early withdrawals. Available to PFFCU members; $50,000 minimum balance.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: forfeiture of all dividends | 2.80% | — |
| 6 monthsEarly withdrawal penalty: forfeiture of 90 days dividends | 2.85% | — |
| 9 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 2.90% | — |
| 12 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.00% | — |
| 15 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.05% | — |
| 18 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.15% | — |
| 24 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.25% | — |
| 30 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.30% | — |
| 36 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.35% | — |
| 48 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.40% | — |
| 60 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.50% | — |
Sources (3)
All captured Sep 17, 2026
Certificates
Up to 3.30%APY · 11 terms
Yields assume that all dividends are compounded. Penalties apply for early withdrawals. Available to PFFCU members; minimum balance of $1,000 to open.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: forfeiture of all dividends | 2.80% | $69 |
| 6 monthsEarly withdrawal penalty: forfeiture of 90 days dividends | 2.85% | $141 |
| 9 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 2.90% | $217 |
| 12 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 2.95% | $295 |
| 15 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.00% | $376 |
| 18 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.05% | $461 |
| 24 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.10% | $630 |
| 30 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.15% | $806 |
| 36 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.20% | $991 |
| 48 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.25% | $1,365 |
| 60 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.30% | $1,763 |
Sources (3)
All captured Oct 6, 2026
Special-purpose accounts
IRA Certificates
Up to 3.55%APY · 11 terms
Offers available across Traditional IRA, Roth IRA, SEP-IRA, and Coverdell ESA IRA accounts. $1,000 minimum balance required. Penalties apply for early withdrawals.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsEarly withdrawal penalty: forfeiture of all dividends | 3.05% | $75 |
| 6 monthsEarly withdrawal penalty: forfeiture of 90 days dividends | 3.10% | $154 |
| 9 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.15% | $235 |
| 12 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.20% | $320 |
| 15 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.25% | $408 |
| 18 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.30% | $499 |
| 24 monthsEarly withdrawal penalty: forfeiture of 180 days dividends | 3.35% | $681 |
| 30 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.40% | $872 |
| 36 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.45% | $1,071 |
| 48 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.50% | $1,475 |
| 60 monthsEarly withdrawal penalty: forfeiture of 360 days dividends | 3.55% | $1,906 |
Sources (3)
All captured Oct 16, 2026
Who can join PFFCU – Police & Fire Federal Credit Union
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