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Compare Bank & Credit Union Rates

Top-rated banks and credit unions

Ranked by Carrot Score: how each one’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union.

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Top-rated in New Jersey

Showing 1–25 of 139 scored

  1. Top Carrot, Carrot Score 96
    Altra Federal Credit UnionCDs 93 · Savings 97 · Cards 71

    Credit union · 1 branch

    96Carrot Score#1 in New Jersey
  2. Top Carrot, Carrot Score 96
    PenFed Credit UnionCDs 75 · Savings 89 · Auto 91 · Cards 60

    Credit union · 1 branch

    96Carrot Score#2 in New Jersey
  3. Top Carrot, Carrot Score 95
    Bridgeton Onized Federal Credit UnionCDs 68 · Savings 89 · Auto 75 · Cards 99

    Credit union · 2 branches

    95Carrot Score#3 in New Jersey
  4. Top Carrot, Carrot Score 95
    HEFCUCDs 95 · Savings 93 · Auto 83 · Cards 88

    Credit union · 2 branches

    95Carrot Score#4 in New Jersey
  5. Top Carrot, Carrot Score 95
    Affinity Federal Credit UnionCDs 92 · Savings 89 · Auto 66 · Cards 61

    Credit union · 16 branches

    95Carrot Score#5 in New Jersey
  6. Top Carrot, Carrot Score 95
    Self Reliance Financial Federal Credit UnionCDs 89 · Savings 95 · Auto 79 · Cards 87

    Credit union · 1 branch

    95Carrot Score#6 in New Jersey
  7. Top Carrot, Carrot Score 94
    American Airlines Federal Credit UnionCDs 89 · Savings 89 · Auto 92 · Cards 81

    Credit union · 1 branch

    94Carrot Score#7 in New Jersey
  8. Top Carrot, Carrot Score 93
    American Heritage Credit UnionCDs 90 · Savings 94 · Auto 69 · Cards 82

    Credit union · 5 branches

    93Carrot Score#8 in New Jersey
  9. Top Carrot, Carrot Score 92
    Parke BankCDs 89 · Savings 96

    Bank · 5 branches

    92Carrot Score#9 in New Jersey
  10. Top Carrot, Carrot Score 91
    New Jersey Law & Public Safety Credit UnionCDs 86 · Savings 63 · Auto 96 · Cards 69

    Credit union · 2 branches

    91Carrot Score#10 in New Jersey
  11. Top Carrot, Carrot Score 90
    First Harvest Credit UnionCDs 88 · Savings 89 · Auto 75

    Credit union · 6 branches

    90Carrot Score#11 in New Jersey
  12. Top Carrot, Carrot Score 90
    First Atlantic Federal Credit UnionCDs 87 · Savings 94 · Auto 75 · Cards 75

    Credit union · 3 branches

    90Carrot Score#12 in New Jersey
  13. Top Carrot, Carrot Score 90
    Andrews Federal Credit UnionCDs 87 · Savings 95 · Auto 75

    Credit union · 3 branches

    90Carrot Score#13 in New Jersey
  14. Top Carrot, Carrot Score 89
    Greater Alliance Federal Credit UnionCDs 88 · Savings 94

    Credit union · 3 branches

    89Carrot Score#14 in New Jersey
  15. Top Carrot, Carrot Score 89
    Hoboken School Employees Federal Credit UnionCDs 90 · Auto 88 · Cards 84

    Credit union · 1 branch

    89Carrot Score#15 in New Jersey
  16. Top Carrot, Carrot Score 89
    Bay Atlantic Federal Credit UnionCDs 64 · Savings 86 · Auto 94 · Cards 84

    Credit union · 2 branches

    89Carrot Score#16 in New Jersey
  17. Top Carrot, Carrot Score 89
    The Atlantic Federal Credit UnionCDs 86 · Savings 95 · Auto 63

    Credit union · 2 branches

    89Carrot Score#16 in New Jersey
  18. Top Carrot, Carrot Score 89
    Ukrainian National Federal Credit UnionCDs 77 · Savings 88 · Auto 87 · Cards 89

    Credit union · 2 branches

    89Carrot Score#16 in New Jersey
  19. Top Carrot, Carrot Score 89
    CitiCDs 87 · Savings 89 · Cards 60

    Bank · 8 branches

    89Carrot Score#19 in New Jersey
  20. Top Carrot, Carrot Score 89
    B-M S Federal Credit UnionCDs 92 · Savings 88 · Auto 62

    Credit union · 3 branches

    89Carrot Score#20 in New Jersey
  21. Top Carrot, Carrot Score 89
    S. Middlesex FCUCDs 92 · Savings 88 · Auto 64

    Credit union · 1 branch

    89Carrot Score#20 in New Jersey
  22. Top Carrot, Carrot Score 89
    Ascendia BankCDs 88 · Savings 89 · Auto 60

    Bank · 5 branches

    89Carrot Score#22 in New Jersey
  23. Top Carrot, Carrot Score 89
    Flagstar BankCDs 90 · Savings 89

    Bank · 30 branches

    89Carrot Score#22 in New Jersey
  24. Top Carrot, Carrot Score 88
    Navy Federal Credit UnionCDs 88 · Savings 86 · Auto 88 · Cards 81

    Credit union · 2 branches

    88Carrot Score#24 in New Jersey
  25. Top Carrot, Carrot Score 88
    Garden Savings FCUCDs 83 · Savings 95 · Auto 79

    Credit union · 6 branches

    88Carrot Score#25 in New Jersey

Ranked by Carrot Score: how each institution’s CD, savings, auto loan and credit card rates compare with every U.S. bank and credit union. Scores run from 60 to 99; 90 and up means rates near the best in the country. Top Carrot marks a score of 87 or more, the top quarter of U.S. banks and credit unions. 90 of the 229 institutions with a branch in New Jersey have too few rates published or captured to score. Rankings are a preview, not awards.