Credit union · NCUA insured
Seaport Federal Credit Union CD Rates
Seaport Federal Credit Union’s best CD rate is 3.30% APY on a 6-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Seaport Federal Credit Union’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Seaport Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Seaport Federal Credit Union
3.30%APY
- Term
- 6 months
- Minimum
- —
- Earns on $10,000
- $164
Share Certificate
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Seaport Federal Credit Union CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.04%
- 16–30 months16–30 mo2.78%
- 31–60 months31–60 mo2.53%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Seaport Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.30%APY · 6 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 3.30% | $164 |
| 12 months | 3.04% | $304 |
| 24 months | 2.78% | $564 |
| 36 months | 2.53% | $778 |
| 48 months | 2.02% | $833 |
| 60 months | 1.76% | $912 |
Sources (1)
- seaportfcu.org/wp-content/uplo…Chart-01-13-2026-153.pdf · captured Oct 15, 2026
Who can join Seaport Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of APM Terminals.
- Membership is open to employees of Global Container Terminals.
- Membership is open to members of the International Longshoremen’s Association.
- Membership is open to employees of Maher Terminals.
Family and household
- Membership is open to immediate family members of a Seaport FCU member, including spouse, domestic partner, parent, sibling, child, grandparent, or grandchild.
Cost to join
- A minimum deposit of $5.00 is required if enrolling in Direct Deposit.
- A minimum deposit of $100.00 is required if not enrolling in Direct Deposit.
Membership information collected October 5, 2026.