Skip to content

Compare Bank & Credit Union Rates

Best 5-year CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
Type a ZIP code, city, county, metro area or state, then choose a suggestion with the arrow keys and Enter.

Top CD rates

Showing 1–15 results

  1. Top Carrot, Carrot Score 95
    Toyota Financial Savings BankCertificates of DepositCD · 60 months · $1 min

    Bank · Add a location to see nearby branches

    5.25%APY$2,915 over 60 months on $10,000
  2. Raymond James BankCertificates of Deposit (CDs)CD · 60 months · $2,000 min

    Bank · Add a location to see nearby branches

    5.25%APY$2,915 over 60 months on $10,000
  3. Raymond James BankCertificates of Deposit (CDs)CD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    5.25%APY$2,915 over 60 months on $10,000
  4. Top Carrot, Carrot Score 99
    Fort Community Credit UnionCertificatesCD · 60 months · $250 min

    Credit union · Add a location to see nearby branches

    5.15%APY$2,854 over 60 months on $10,000
  5. Top Carrot, Carrot Score 94
    Whiting Refinery Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    5.12%APY$2,836 over 60 months on $10,000
  6. Community National Bank60 Month CDCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    5.09%APY$2,818 over 60 months on $10,000
  7. Grant County State BankCertificate of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    5.09%APY$2,818 over 60 months on $10,000
  8. Top Carrot, Carrot Score 93
    Scott Associates Credit Union IncShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    5.06%APY$2,802 over 60 months on $10,000
  9. Top Carrot, Carrot Score 94
    First Jackson BankCertificates of DepositCD · 60 months · $1,000 min

    Bank · Add a location to see nearby branches

    5.01%APY$2,769 over 60 months on $10,000intro rate
  10. BrightStar Credit UnionCertificatesCD · 60 months

    Credit union · Add a location to see nearby branches

    5.00%APY$2,763 over 60 months on $10,000with conditions
  11. Top Carrot, Carrot Score 98
    Tower Federal Credit UnionRegular and Special Share CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.90%APY$2,702 over 60 months on $10,000intro rate
  12. Top Carrot, Carrot Score 94
    Fremont Federal Credit UnionShare CertificatesCD · 60 months · $1,000 min

    Credit union · Add a location to see nearby branches

    4.90%APY$2,702 over 60 months on $10,000
  13. Top Carrot, Carrot Score 88
    Woodlands National BankStandard CD RatesCD · 60 months · $1,000 min · 4.87%–4.97% by balance

    Bank · Add a location to see nearby branches

    4.87%APY$2,684 over 60 months on $10,000
  14. Dakota Community Bank & TrustCertificate of Deposit (CD)CD · 60 months · $500 min

    Bank · Add a location to see nearby branches

    4.80%APY$2,642 over 60 months on $10,000
  15. Top Carrot, Carrot Score 94
    Georgia Heritage Federal Credit UnionShare CertificatesCD · 60 months · $500 min

    Credit union · Add a location to see nearby branches

    4.80%APY$2,642 over 60 months on $10,000

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 5-year CDs pay nationwide

3,411 CDs at 3,039 banks and credit unions · checked Oct 15–22

Typical
3.03%
Top 10% from
4.05%
Banks, typical
2.52%
Credit unions, typical
3.25%

Is your bank paying you enough?

Find your bank or credit union to see all its rates and how they compare near you.

Suggestions appear after two characters. Use arrow keys and Enter to choose an institution, or submit to see all matches.

Nationwide

Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions