Bank · FDIC insured
Schuyler Savings Bank
A $151.2M bank headquartered in Kearny, NJ, with 2 branches in New Jersey. Best rates: CDs 3.75% and savings 0.15% APY.
Schuyler Savings Bank Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#148 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Schuyler Savings Bank
Schuyler Savings Bank has been serving Kearny and surrounding New Jersey communities since 1924.
The bank maintains branch locations in both Kearny and Harrison.
- Headquarters
- 24 Davis Ave, Kearny, NJ 07032
- FDIC certificate
- 30072 ↗
Branches
2 branches in New Jersey
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New Jersey
2 branches
- Schuyler Savings BankMain office24 Davis Ave, Kearny, NJ 07032Directions
- Harrison Branch201 Frank E Rodgers Blvd N, Harrison, NJ 07029Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 14.07% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.36% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.20% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $108 | $81 | — |
- CapitalLeverage ratio14.07%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.36%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.20%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$108Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Schuyler Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.