Credit union · NCUA insured
Atlantic Health Employees Federal Credit Union
A $28.6M credit union headquartered in Summit, NJ, with 5,434 members and 2 branches in New Jersey. Best rates: CDs 3.50% and savings 0.20% APY.
Atlantic Health Employees Federal Credit Union Carrot Score
65
Carrot Score
Higher than 14% of U.S. banks and credit unions
#132 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Atlantic Health Employees Federal Credit Union
Atlantic Health Employees Federal Credit Union was originally chartered on June 6, 1974 as Overlook Hospital Employees' Federal Credit Union to serve Overlook Hospital employees.
The credit union focuses its financial services on the needs and priorities of health care workers.
The credit union's main office is located in Summit, New Jersey.
- Headquarters
- 99 Beauvoir Ave Fl 2, Summit, NJ 07901
- NCUA charter
- 21737
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Employees, medical staff, doctors, nurses, technicians, and volunteers of Atlantic Health working at specified locations/entities are eligible for membership.
Family and household
- Immediate family members (including spouses, children, siblings, parents, grandparents, stepchildren, stepparents, stepsiblings, and adopted children) are eligible for membership.
Branches
2 branches in New Jersey
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New Jersey
2 branches
- Main OfficeMain office99 Beauvoir Ave Fl 2, Summit, NJ 07901Directions
- MMH Branch100 Madison Ave Kahn B, Morristown, NJ 07960Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 4.85% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.04% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $38 | $59 | — |
- CapitalNet worth ratio10.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late4.85%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.04%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$38Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Atlantic Health Employees Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.