Credit union · NCUA insured
New Jersey Community FCU
A $8.7M credit union headquartered in Moorestown, NJ, with 777 members and 1 branch in New Jersey. Best rates: CDs 3.56% and savings 0.01% APY.
New Jersey Community FCU Carrot Score
70
Carrot Score
Higher than 25% of U.S. banks and credit unions
#81 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About New Jersey Community FCU
Founded in 1954, NJ Community Federal Credit Union was established to serve Government workers who worked in Camden, New Jersey.
The credit union operates from its branch office in Moorestown, New Jersey.
- Headquarters
- 144 W Route 38, Moorestown, NJ 08057
- NCUA charter
- 9555
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live in select towns and cities in New Jersey (Cinnaminson, Delran, Eastampton, Evesboro, Evesham, Hainesport, Lumberton, Maple Shade, Marlton, Medford, Medford Lakes, Moorestown, Mount Holly, Mount Laurel, Rancocas Woods, Riverton, West Moorestown) are eligible to join.
Family and household
- Any family member of an existing member of NJ Community Federal Credit Union is eligible to join, including spouse, children, parents, siblings (including adoptions) regardless of residence, in-laws, and "Steps."
- Household members and family members (spouse, children, parents, siblings) of existing members are eligible to join.
Branches
1 branch in New Jersey
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New Jersey
1 branch
- Main OfficeMain office144 W Route 38, Moorestown, NJ 08057Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.15% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.11% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.47% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $29 | $59 | — |
- CapitalNet worth ratio10.15%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.11%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.47%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$29Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of New Jersey Community FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.