Bank · FDIC insured
CTBC Bank CD Rates
CTBC Bank’s best CD rate is 3.30% APY on a 6-month CD. Terms run from 6 months to 2 years. Rates checked October 16, 2026.
How CTBC Bank’s CD rates compare
Compared with banks and credit unions near Los Angeles, CA, where CTBC Bank has the most branches. $10,000, best rate first.
This bank’s best
CTBC Bank
3.30%APY
- Term
- 6 months
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000
- $164
Online Personal CD
Top rate
Schools Federal Credit Union
5.90%APY
- Term
- 12 months
- Requires
- Another account
- Minimum
- $5,000
- Earns on $10,000
- $590
2nd-highest rate
LA Healthcare FCU
4.86%APY
- Term
- 12 months
- Requires
- None
- Minimum
- $1,000
- Earns on $10,000
- $486
CTBC Bank CD score
65
CD score
Higher than 14% of U.S. banks and credit unions
- 3–8 months3–8 mo3.30%
- 9–15 months9–15 mo3.00%
- 16–30 months16–30 mo0.50%
- QualifiedQualified3.30%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where CTBC Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Online Personal CD
Up to 3.30%APY · 4 terms
Available to residents of California, New Jersey, New York, Texas, Nevada, Washington and Arizona. Must be opened online. Subject to early withdrawal penalty. Additional deposits cannot be made during the term.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 monthsMust be opened online. Interest is compounded daily and credited monthly | 3.30% | $164 |
| 9 monthsMust be opened online. Interest is compounded daily and credited monthly | 3.00% | $224 |
| 12 months12 Month Promo CD. Must be opened online. Interest is compounded daily and credited monthly | 3.00% | $300 |
| 12 monthsMust be opened online. Interest is compounded daily and credited monthly | 0.40% | $40 |
| 24 monthsMust be opened online. Interest is compounded daily and credited monthly | 0.50% | $100 |
Sources (3)
All captured Sep 26, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.