Bank · FDIC insured
Crest Savings Bank
A $594.2M bank headquartered in Wildwood, NJ, with 8 branches in New Jersey. Best rates: CDs 3.40% and savings 0.50% APY.
Crest Savings Bank Carrot Score
68
Carrot Score
Higher than 20% of U.S. banks and credit unions
#8 of 16 in Atlantic City, NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Crest Savings Bank
Established in 1919 as the Wildwood Crest Building and Loan Association to provide mortgages to the island's growing population, Crest Savings Bank is headquartered in Wildwood, New Jersey.
After evolving through previous names including Crest Savings Bank, S.L.A., it adopted its current name in October 2000 and operates eight full-service financial centers across Cape May County.
- Headquarters
- 3301 Pacific Ave, Wildwood, NJ 08260
- FDIC certificate
- 28818 ↗
Branches
8 branches in New Jersey
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New Jersey
8 branches
- Crest Savings BankMain office3301 Pacific Ave, Wildwood, NJ 08260Directions
- Cape May Branch315 Ocean St, Cape May, NJ 08204Directions
- Cape May Court House Branch302-306 S. Main Street - Route 9, Cape May Court House, NJ 08210Directions
- 3306 Bayshore Road Branch3306 Bayshore Rd, North Cape May, NJ 08204Directions
- 500 New Jersey Avenue Branch500 New Jersey Ave, North Wildwood, NJ 08260Directions
- Sea Isle City Branch4415 Landis Ave, Sea Isle City, NJ 08243Directions
- Villas Branch1010 Bayshore Rd, Villas, NJ 08251Directions
- 5500 New Jersey Avenue Branch5500 New Jersey Ave, Wildwood Crest, NJ 08260Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.85% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.01% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.43% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $87 | $81 | — |
- CapitalLeverage ratio8.85%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.01%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.43%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$87Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Crest Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.