Jersey Shore Federal Credit Union CD Rates

How Jersey Shore Federal Credit Union’s CD rates compare

Compared with banks and credit unions near Atlantic City, NJ, where Jersey Shore Federal Credit Union has the most branches. $10,000, best rate first.

This credit union’s best
Jersey Shore Federal Credit Union
3.10%APY
Term
48 months
Requires
None
Minimum
$1,000
Earns on $10,000
$1,299
Share Certificates
Top rate
Wells Fargo
4.25%APY
Term
11 months
Requires
Another account
Minimum
$5,000
Earns on $10,000
$389
Wells Fargo rates
2nd-highest rate
PNC
4.25%APY
Term
13 months
Requires
None
Minimum
$1,000
Earns on $10,000
$461
PNC rates

Compare CD rates near you →

67

CD score

Higher than 18% of U.S. banks and credit unions

By term

3–8 months3–8 mo1.50%
9–15 months9–15 mo2.00%
16–30 months16–30 mo2.50%
31–60 months31–60 mo3.10%
QualifiedQualified3.10%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Jersey Shore Federal Credit Union ranks

By CD score, in each area where it has branches

Every rate

Current CD rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Share Certificates

Up to 3.10%APY · 7 termsFrom $1,000 to open

Membership required. Minimum deposit and balance of $1,000.00. Dividends compounded monthly. Penalty for early withdrawal. Automatically renews for the same term at current rate unless notified within 7-day grace period.

Earnings on $10,000 over the term.
Term	APY · $1,000 – $25,000	APY · $25,000 and up	APY	Earns on $10,000Earns
6 months	1.50%	1.55%	1.50%1.55% from $25k	$75
12 months	2.00%	2.05%	2.00%2.05% from $25k	$200
18 months	2.25%	2.30%	2.25%2.30% from $25k	$339
24 months	2.50%	2.55%	2.50%2.55% from $25k	$506
36 months	3.00%	3.05%	3.00%3.05% from $25k	$927
48 months	3.10%	3.15%	3.10%3.15% from $25k	$1,299
60 months	3.10%	3.15%	3.10%3.15% from $25k	$1,649

Sources (3)

All captured Oct 15, 2026

Special-purpose accounts

Share Certificate Special

4.00%APY · 1 termIRAPromotionalFrom $500 to open

Offered as of September 28, 2026; special will end as of end of business on October 5, 2026. $500 minimum for Regular, IRA, and Business share certificates. Will not automatically renew. Penalty for early withdrawal. Dividends compounded monthly.

Earnings on $10,000 over the term.
Term	APY	Earns on $10,000Earns
3 monthsSpecial ends October 5, 2026. Will not automatically renew. Available for Regular, IRA, and Business share certificates	4.00%	$99

Sources (1)

jerseyshorefcu.org/share-certificate-special · captured Oct 15, 2026

IRA & Education Certificates

Up to 3.10%APY · 7 termsIRAFrom $250 to open

Membership required. Minimum deposit and balance of $250.00. Early withdrawals may result in adverse tax consequences and early withdrawal penalty. Outgoing IRA transfer fee is $25.00.

Earnings on $10,000 over the term.
Term	APY · $250 – $25,000	APY · $25,000 and up	APY	Earns on $10,000Earns
6 months	1.50%	1.55%	1.50%1.55% from $25k	$75
12 months	2.00%	2.05%	2.00%2.05% from $25k	$200
18 months	2.25%	2.30%	2.25%2.30% from $25k	$339
24 months	2.50%	2.55%	2.50%2.55% from $25k	$506
36 months	3.00%	3.05%	3.00%3.05% from $25k	$927
48 months	3.10%	3.15%	3.10%3.15% from $25k	$1,299
60 months	3.10%	3.15%	3.10%3.15% from $25k	$1,649

Sources (3)

All captured Oct 15, 2026

Who can join Jersey Shore Federal Credit Union

We don’t have this credit union’s membership requirements here yet. Confirm that you can join before applying.

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