Credit union · NCUA insured
Bridgeton Onized Federal Credit Union
Top CarrotA $50.5M credit union headquartered in Cedarville, NJ, with 7,274 members and 2 branches in New Jersey. Best rates: CDs 3.28% and savings 1.94% APY.
Bridgeton Onized Federal Credit Union Carrot Score
Carrot ScoreTop Carrot
Higher than 98% of U.S. banks and credit unions
#1 of 13 in Vineland, NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Bridgeton Onized Federal Credit Union
Bridgeton Onized Federal Credit Union was formed by the employees of Owens Illinois, a local glass factory, to provide financial services to workers and their families.
Based in Cumberland County, New Jersey, the credit union has served the community since 1939.
- Headquarters
- 339 Main St, Cedarville, NJ 08311-2542
- NCUA charter
- 3476
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who does not otherwise qualify can join by making a one-time $10 donation to one of the credit union's Community Support Groups.
Employers and groups
- Individuals associated with Nanticoke Lenni-Lenape or Word of Life Christian Center are eligible for membership.
- Employees of Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Family or household members of a current BOFCU account holder in good standing are eligible to join.
Cost to join
- A one-time donation of $10 to a Community Support Group is required for membership via the community support group path.
Branches
2 branches in New Jersey
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New Jersey
2 branches
- Cedarville OfficeMain office339 Main St, Cedarville, NJ 08311Directions
- Bridgeton Office524 N Pearl St, Bridgeton, NJ 08302Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 7.73% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 1.19% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.23% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $102 | $59 | — |
- CapitalNet worth ratio7.73%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late1.19%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.23%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$102Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Bridgeton Onized Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.