Bank · FDIC insured
Schuyler Savings Bank CD Rates
Schuyler Savings Bank’s best CD rate is 3.75% APY on a 3-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Schuyler Savings Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where Schuyler Savings Bank has the most branches. $10,000, best rate first.
This bank’s best
Schuyler Savings Bank
3.75%APY
- Term
- 3 months
- Minimum
- $1,000
- Earns on $10,000
- $93
Certificates of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
Schuyler Savings Bank CD score
68
CD score
Higher than 21% of U.S. banks and credit unions
- 3–8 months3–8 mo3.75%
- 9–15 months9–15 mo0.25%
- 16–30 months16–30 mo2.00%
- 31–60 months31–60 mo0.50%
- QualifiedQualified3.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Schuyler Savings Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Certificates of Deposit
Up to 3.75%APY · 12 terms
Passbook format. Penalty for early withdrawal will reduce earnings and APY. Compounded daily interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 91 Days. Interest credited at End of Term | 3.75% | $93 |
| 3 monthsTerm: 99 Days. Interest credited at End of Term | 0.15% | $4 |
| 5 monthsTerm: 5 Months. Interest credited at End of Term | 3.65% | $150 |
| 6 monthsTerm: 6 Months. Interest credited at End of Term | 0.20% | $10 |
| 7 monthsTerm: 7 Months. Interest credited at End of Term | 0.25% | $15 |
| 12 monthsTerm: 12 Months. Interest credited Monthly or Quarterly | 0.25% | $25 |
| 13 monthsTerm: 13 Months. Interest credited Quarterly | 0.15% | $16 |
| 18 monthsTerm: 18 Months. Interest credited Quarterly | 0.35% | $53 |
| 24 monthsTerm: 24 Months. Interest credited Quarterly | 0.30% | $60 |
| 30 monthsTerm: 30 Months. Interest credited Quarterly | 2.00% | $508 |
| 36 monthsTerm: 36 Months. Interest credited Quarterly | 0.30% | $90 |
| 48 monthsTerm: 48 Months. Interest credited Quarterly | 0.30% | $121 |
| 60 monthsTerm: 60 Months. Interest credited Quarterly | 0.50% | $253 |
Special-purpose accounts
IRA Certificates of Deposit
Up to 3.75%APY · 12 terms
Penalty for early withdrawal from a Certificate of Deposit will reduce earnings and Annual Percentage Yield. Compounded daily interest.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 monthsTerm: 91 Days. Interest credited at End of Term | 3.75% | $93 |
| 3 monthsTerm: 99 Days. Interest credited at End of Term | 0.15% | $4 |
| 5 monthsTerm: 5 Months. Interest credited at End of Term | 3.65% | $150 |
| 6 monthsTerm: 6 Months. Interest credited at End of Term | 0.20% | $10 |
| 7 monthsTerm: 7 Months. Interest credited at End of Term | 0.25% | $15 |
| 12 monthsTerm: 12 Months. Interest credited Monthly or Quarterly | 0.25% | $25 |
| 13 monthsTerm: 13 Months. Interest credited Quarterly | 0.15% | $16 |
| 18 monthsTerm: 18 Months. Interest credited Quarterly | 0.35% | $53 |
| 24 monthsTerm: 24 Months. Interest credited Quarterly | 0.30% | $60 |
| 30 monthsTerm: 30 Months. Interest credited Quarterly | 2.00% | $508 |
| 36 monthsTerm: 36 Months. Interest credited Quarterly | 0.30% | $90 |
| 48 monthsTerm: 48 Months. Interest credited Quarterly | 0.30% | $121 |
| 60 monthsTerm: 60 Months. Interest credited Quarterly | 0.50% | $253 |
Sources (1)
- schuylersavings.com/Deposit-Rates · captured Sep 19, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.