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Compare Bank & Credit Union Rates

Best 3-month CD rates

Compare published certificate yields with their terms, opening minimums, requirements, collection dates and original sources.

Term
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Top CD rates

Showing 1–15 results

  1. Austin Capital BankCertificate of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.58%APY$113 over 3 months on $10,000
  2. Top Carrot, Carrot Score 91
    AmeriCU Credit UnionShare CertificatesCD · 3 months · $50 min

    Credit union · Add a location to see nearby branches

    4.50%APY$111 over 3 months on $10,000
  3. Top Carrot, Carrot Score 89
    DeWitt Savings BankCertificates of Deposit (CDs)CD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.48%APY$110 over 3 months on $10,000
  4. Top Carrot, Carrot Score 98
    Auburn University Credit UnionShare CertificatesCD · 3 months · $2,500 min · 4.41%–4.51% by balance

    Credit union · Add a location to see nearby branches

    4.41%APY$108 over 3 months on $10,000intro rate
  5. Top Carrot, Carrot Score 88
    Gulf Capital BankStandard Certificate of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.39%APY$108 over 3 months on $10,000
  6. Top Carrot, Carrot Score 98
    Dow Credit UnionSimple CDsCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    4.35%APY$107 over 3 months on $10,000
  7. Top Carrot, Carrot Score 94
    First Jackson BankCertificates of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.32%APY$106 over 3 months on $10,000intro rate
  8. OceanAir Federal Credit UnionTerm Share CertificatesCD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    4.25%APY$105 over 3 months on $10,000
  9. Poppy BankPersonal Certificate of Deposit AccountsCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.25%APY$105 over 3 months on $10,000
  10. Guaranty BankCertificates of DepositCD · 3 months · $500 min

    Bank · Add a location to see nearby branches

    4.24%APY$104 over 3 months on $10,000
  11. Crouse Federal Credit UnionCertificatesCD · 3 months · $1,000 min · 4.03%–4.23% by balance

    Credit union · Add a location to see nearby branches

    4.23%APY$104 over 3 months on $10,000
  12. Bank of DeerfieldCertificate of DepositCD · 3 months · $1,000 min

    Bank · Add a location to see nearby branches

    4.21%APY$104 over 3 months on $10,000
  13. Heritage BankFixed CDCD · 3 months · $250 min

    Bank · Add a location to see nearby branches

    4.16%APY$102 over 3 months on $10,000
  14. HomeTown Credit UnionShare Certificate ($10,000.00 Minimum)CD · 3 months · $10,000 min

    Credit union · Add a location to see nearby branches

    4.15%APY$102 over 3 months on $10,000intro rate
  15. HomeTown Credit UnionShare Certificate ($500.00 Minimum)CD · 3 months · $500 min

    Credit union · Add a location to see nearby branches

    4.15%APY$102 over 3 months on $10,000intro rate

Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank

What 3-month CDs pay nationwide

2,135 CDs at 1,936 banks and credit unions · checked Oct 15–22

Typical
2.00%
Top 10% from
3.70%
Banks, typical
1.76%
Credit unions, typical
2.17%

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Top Carrot institutions

Ranked across their CDs, savings, auto loans and credit cards. How scores work

  1. Comenity Capital BankBank
  2. Synchrony BankBank
  3. Barclays Bank DelawareBank
See all ranked institutions