Bank · FDIC insured
First Hope Bank CD Rates
First Hope Bank’s best CD rate is 3.51% APY on a 9-month CD. Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How First Hope Bank’s CD rates compare
Compared with banks and credit unions near New York, NY-NJ, where First Hope Bank has the most branches. $10,000, best rate first.
This bank’s best
First Hope Bank
3.51%APY
- Term
- 9 months
- Minimum
- $2,500
- Earns on $10,000
- $262
Promotional Certificates of Deposit
Top rate
Liberty Bank of New Jersey
5.00%APY
- Term
- 4 months
- Minimum
- $1,000
- Earns on $10,000
- $164
2nd-highest rate
Palisades Credit Union
5.00%APY
- Term
- 11 months
- Minimum
- $500
- Earns on $10,000
- $457
First Hope Bank CD score
67
CD score
Higher than 20% of U.S. banks and credit unions
- 3–8 months3–8 mo0.15%
- 9–15 months9–15 mo3.51%
- 16–30 months16–30 mo3.00%
- 31–60 months31–60 mo1.00%
- QualifiedQualified3.51%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Hope Bank ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Promotional Certificates of Deposit
Up to 3.51%APY · 3 terms
$2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 9 months$2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed | 3.51% | $262 |
| 13 months$2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed | 3.49% | $379 |
| 23 months$2,500 minimum deposit required to open and earn APY. Early withdrawal penalties may be imposed | 3.00% | $583 |
Sources (2)
All captured Oct 4, 2026
Certificates of Deposit
Up to 1.00%APY · 9 terms
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 0.05% | $1 |
| 6 months | 0.15% | $7 |
| 12 months | 0.15% | $15 |
| 18 months | 0.25% | $38 |
| 24 months | 0.20% | $40 |
| 30 months | 0.40% | $100 |
| 36 months | 1.00% | $303 |
| 48 months | 0.60% | $242 |
| 60 months | 0.60% | $304 |
Sources (2)
All captured Oct 4, 2026
Risk-Free Certificates of Deposit
Up to 0.95%APY · 3 terms
$2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 36 months$2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred | 0.95% | $288 |
| 48 months$2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred | 0.55% | $222 |
| 60 months$2,500 minimum deposit required to open and earn APY. New money only. You may withdraw up to 50% of your total deposit once during the lifetime of the CD, penalty free, except within 6 days after the date deposit. Penalties for each additional withdrawal will be incurred | 0.55% | $278 |
Sources (2)
All captured Oct 4, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.