Credit union · NCUA insured
Fort Billings FCU
A $64.6M credit union headquartered in Gibbstown, NJ, with 3,450 members and 2 branches in New Jersey. Best rates: CDs 3.25% and savings 0.15% APY.
Fort Billings FCU Carrot Score
81
Carrot Score
Higher than 54% of U.S. banks and credit unions
#45 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Fort Billings FCU
Fort Billings FCU is a community-chartered, not-for-profit credit union cooperative owned by its members.
Headquartered with its main office in Gibbstown, New Jersey, Fort Billings serves all of Gloucester County along with select areas of Salem and Camden counties.
- Headquarters
- 962 Billingsport Rd, Gibbstown, NJ 08027
- NCUA charter
- 1167
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, regularly volunteers, or regularly conducts business within Gloucester County or select areas of Salem & Camden Counties.
Family and household
- Membership is open to anyone related to or currently sharing a residence with a Fort Billings FCU employee or member.
Cost to join
- Opening an account requires a minimum share deposit of $5.00 into a primary savings account.
Branches
2 branches in New Jersey
Loading map…
New Jersey
2 branches
- Fort Billings Federal Credit UnionMain office962 Billingsport Rd, Gibbstown, NJ 08027Directions
- Pureland Branch510 Heron Dr Ste 205, Swedesboro, NJ 08085Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 9.34% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 0.19% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | 0.01% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $53 | $59 | — |
- CapitalNet worth ratio9.34%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late0.19%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets0.01%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$53Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Fort Billings FCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.