Bank · FDIC insured
First Hope Bank
A $656.7M bank headquartered in Hope, NJ, with 6 branches in New Jersey. Best rates: CDs 3.51% and savings 0.08% APY.
First Hope Bank Carrot Score
62
Carrot Score
Higher than 7% of U.S. banks and credit unions
#149 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About First Hope Bank
Established in 1911, First Hope Bank is an independent, family-owned, community-operated bank.
The bank has grown and flourished under the leadership of four generations of family leadership.
- Headquarters
- 1301 Hope Bridgeville Rd., Hope, NJ 07844
- FDIC certificate
- 6354 ↗
Branches
6 branches in New Jersey
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New Jersey
6 branches
Allentown area · 3
- First Hope Bank, A National Banking AssociationMain office1301 Hope Bridgeville Rd., Hope, NJ 07844Directions
- Blairstown BranchRoute 94, Blairstown, NJ 07825Directions
- Great Meadows BranchRoute 46, Great Meadows, NJ 07838Directions
New York area · 3
- Hackettstown/Wash Township Branch41 Us Highway 46, Hackettstown, NJ 07840Directions
- Andover Branch161 Newton Sparta Rd, Newton, NJ 07860Directions
- Sparta Branch220 Woodport Road, Aka Route 181, Sparta, NJ 07871Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.02% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.00% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.78% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $76 | $81 | — |
- CapitalLeverage ratio10.02%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.00%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.78%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$76Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of First Hope Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.