Credit union · NCUA insured
Seaport Federal Credit Union
A $108.3M credit union headquartered in Elizabeth, NJ, with 5,698 members and 3 branches in New Jersey. Best rates: CDs 3.30% and savings 1.00% APY.
Seaport Federal Credit Union Carrot Score
73
Carrot Score
Higher than 33% of U.S. banks and credit unions
#102 of 161 in New York, NY-NJ metroHow the score works →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Seaport Federal Credit Union
Seaport Federal Credit Union is a member-owned, not-for-profit financial cooperative institution.
- Headquarters
- 5080 McLester St, Elizabeth, NJ 07201
- NCUA charter
- 19185
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of APM Terminals.
- Membership is open to employees of Global Container Terminals.
- Membership is open to members of the International Longshoremen’s Association.
- Membership is open to employees of Maher Terminals.
Family and household
- Membership is open to immediate family members of a Seaport FCU member, including spouse, domestic partner, parent, sibling, child, grandparent, or grandchild.
Cost to join
- A minimum deposit of $5.00 is required if enrolling in Direct Deposit.
- A minimum deposit of $100.00 is required if not enrolling in Direct Deposit.
Branches
3 branches in New Jersey
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New Jersey
3 branches
- Seaport Federal Credit UnionMain office5080 McLester St, Elizabeth, NJ 07201Directions
- Seaport Federal Credit Union1210 Corbin St, Elizabeth, NJ 07201Directions
- Seaport Federal Credit Union302 Port Jersey Blvd, Jersey City, NJ 07305Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 13.12% | 11.43% | 13.58% or more |
| Troubled loans60+ days late | 0.50% | 0.68% | 0.39% or less |
| ProfitabilityReturn on assets | 0.14% | 0.75% | 1.18% or more |
| LendingLoans per $100 deposited | $54 | $76 | — |
- CapitalNet worth ratio13.12%Peers’ middle 11.43% · Top 25% 13.58%+
- Troubled loans60+ days late0.50%Peers’ middle 0.68% · Top 25% ≤0.39%
- ProfitabilityReturn on assets0.14%Peers’ middle 0.75% · Top 25% 1.18%+
- LendingLoans per $100 deposited$54Peers’ middle $76
Compared with the 1,338 credit unions with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Seaport Federal Credit Union are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.