Best high-yield savings rates

Requirements

Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.

Offer: If qualifying criteria not met.

Requirements

Product: Variable rate and subject to change without notice. Rate depends on meeting monthly qualifying criteria.

Offer: If qualifying criteria not met.

Requirements

Product: Available exclusively to eligible educational professionals employed within the state of Colorado. Requires an active Westerra Smart Money Checking account to open and maintain. Funds automatically transfer to the primary savings account on June 1 annually.

Offer: Rate accurate as of 7-1-2026. Available exclusively to eligible educational professionals employed in Colorado with an active Smart Money Checking account.

Requirements

Offer: Rates up to 5.0% APR.

Requirements

Product: Open and maintain Share Account with a $50 minimum balance at all times ($50 opening balance). A $20 minimum deposit is required per month. When the balance reaches $550, the account is converted / $500 of funds transferred to a 3-month CD. Penalties for early withdrawal.

Offer: $20 monthly deposit required. Once balance reaches $550, converted/transferred to a 3-month CD.

Requirements

Product: Must provide proof of active service (military ID, employee/volunteer ID, paystub, or veterans ID) verifying role as an active first responder, educator, military personnel, healthcare worker, or veteran. At least one account owner must have an open checking account with Citizens Bank.

Offer: Earns 5.00% interest (5.12% APY) on balances up to $50,000. Balances in excess of $50,000 earn the regular savings account rate.

Requirements

Offer: Tier 1 rate. Dividend rates are subject to change.

Requirements

Product: Available to new customers only. 12-month term with simple interest credited at maturity. Early withdrawal penalty applies. Minimum contract deposit amount is $1,000 and maximum contract deposit amount is $15,000. All bonus requirements must be fulfilled within 3 months of account opening and maintained through maturity.

Offer: Includes base rate (3.50% APY) plus +0.50% APY for opening a Woori America Bank Checking Account with monthly ACH deposits of at least $100, +0.50% APY for paperless eStatements, and +0.50% APY for opening a Woori America Bank Credit Card and linking checking account for payments (subject to credit approval).

Requirements

Product: Available to Debit Rewards Checking and Pinnacle account holders only. When paired with Debit Rewards Checking or Pinnacle Plu$ Checking and respective monthly checking requirements are met (12 debit card transactions, $250 direct deposit/deposit, and eStatements enrollment), balances up to $10,000 earn 5.00% APY. If monthly requirements are not met or on balances of $10,000.01 and above, the entire balance earns the current Regular Share APY (0.03%). Dividends are compounded daily and credited monthly.

Offer: Earns 5.00% APY on balances up to $10,000 when linked checking account monthly qualifications (12 debit transactions, $250 deposit/direct deposit, and eStatements) are met. Minimum $25 to earn dividend. No monthly fee.

Requirements

Product: Designed to hold inheritance or life insurance proceeds while determining next steps.

Requirements

Product: Promotional APYs apply to accounts opened between 9/21/26and 11/30/26 and are guaranteed through 12/31/26; thereafter, APYs may change. To open a new Zeugma Plus relationship, no owner can own or have owned a Leader Bank deposit account within the past 12 months and must deposit at least $1,000 in new funds from outside Leader Bank. Each Zeugma Plus account requires a $10 initial minimum balance, but the minimum aggregate initial balance across both accounts must be at least $1,000. Limit one Zeugma Plus Checking and one Zeugma Plus Savings account per household. Additional terms and conditions may apply.

Offer: Qualifying balances of $250,000 or less only. Accounts meeting the Qualifying Criteria will earn 5.00% APY on savings balances up to $250,000 the following month. To earn promotional APY, fulfill 3 requirements for Zeugma Plus Checking each month: (a) receive at least $1,000 in direct deposits, (b) enroll in eStatements, and (c) complete at least three posted and cleared electronic debit transactions (excluding exempt transactions).

Requirements

Product: Requires $10 minimum balance. Rate is determined by the number of qualifying loans held in good standing with balances over $10,000 (and up to 1 mortgage loan per tax reporting owner) at the end of the last day of the prior month; up to 5 qualifying loans. During the month of opening, earns the No qualifying loans rate.

Offer: Requires 5 qualifying loans.

Requirements

Product: Must be linked to a Kasasa Cash or Kasasa Cash Back checking account. Limit of one account per social security number. No monthly maintenance fee or minimum opening deposit.

Offer: Non-qualifying rate applied to entire balance if linked Kasasa checking qualifications are not met during the Monthly Qualification Cycle.

Requirements

Product: Available exclusively to Kasasa Cash or Kasasa Cash Back checking account holders. Requires $10.00 to $25.00 minimum opening deposit. No monthly maintenance fees. Qualifications require at least 12 debit card purchases, enrollment in e-Statements, and online banking log-on per monthly qualification cycle.

Offer: When Kasasa Cash Back account qualifications are met. Daily balances up to $50,000 earn dividend rate of 4.889% (5.00% APY).