Credit union · NCUA insured
Fort Billings FCU CD Rates
Fort Billings FCU’s best CD rate is 3.25% APY on an 18-month share certificate (CD). Terms run from 6 months to 5 years. Rates checked October 22, 2026.
How Fort Billings FCU’s CD rates compare
Compared with banks and credit unions near Philadelphia, PA-NJ-DE-MD, where Fort Billings FCU has the most branches. $10,000, best rate first.
This credit union’s best
Fort Billings FCU
3.25%APY
- Term
- 18 months
- Requires
- None
- Minimum
- $500
- Earns on $10,000
- $491
Share Certificate
Top rate
Monroe Savings Bank (Williamstown, NJ)
5.00%APY
- Term
- 6 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $247
2nd-highest rate
First Financial Federal Credit Union
5.00%APY
- Term
- 7 months
- Requires
- Another account
- Minimum
- $500
- Earns on $10,000
- $289
Fort Billings FCU CD score
69
CD score
Higher than 25% of U.S. banks and credit unions
- 3–8 months3–8 mo1.01%
- 9–15 months9–15 mo1.26%
- 16–30 months16–30 mo3.25%
- 31–60 months31–60 mo3.04%
- QualifiedQualified3.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Fort Billings FCU ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Share Certificate
Up to 3.25%APY · 8 terms
Dividends are compounded daily, credited monthly. Offering rates may change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 6 months | 1.01% | $50 |
| 12 months | 1.26% | $126 |
| 18 months | 3.25% | $491 |
| 24 months | 1.51% | $304 |
| 30 months | 2.02% | $513 |
| 36 months | 0.60% | $181 |
| 48 months | 2.53% | $1,051 |
| 60 months | 3.04% | $1,615 |
Sources (2)
All captured Sep 19, 2026
Jumbo Share Certificates
Up to 3.20%APY · 5 terms
No longer offering Jumbo Certificates for 6, 12 and 18 months. Dividends are compounded daily, credited monthly. Offering rates may change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 24 months | 1.66% | $335 |
| 30 months | 2.17% | $551 |
| 36 months | 0.75% | $227 |
| 48 months | 2.68% | $1,116 |
| 60 months | 3.20% | $1,706 |
Sources (2)
All captured Sep 19, 2026
Special-purpose accounts
IRA Certificates
Up to 3.20%APY · 2 terms
Dividends are compounded daily, credited monthly. Offering rates may change without notice.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 30 months | 2.02% | $513 |
| 60 months | 3.04% | $1,615 |
Sources (2)
All captured Sep 19, 2026
Who can join Fort Billings FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Membership is open to anyone who lives, works, worships, attends school, regularly volunteers, or regularly conducts business within Gloucester County or select areas of Salem & Camden Counties.
Family and household
- Membership is open to anyone related to or currently sharing a residence with a Fort Billings FCU employee or member.
Cost to join
- Opening an account requires a minimum share deposit of $5.00 into a primary savings account.
Membership information collected October 5, 2026.