Bank · FDIC insured
Franklin Bank
A $334.1M bank headquartered in Pilesgrove, NJ, with 6 branches in New Jersey. Best rates: CDs 3.30% and savings 0.07% APY.
Franklin Bank Carrot Score
61
Carrot Score
Higher than 5% of U.S. banks and credit unions
#106 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Franklin Bank
- Headquarters
- 1179 Route 40, Pilesgrove, NJ 08098
- FDIC certificate
- 30402 ↗
Branches
6 branches in New Jersey
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New Jersey
6 branches
Philadelphia area · 5
- Franklin BankMain office1179 Route 40, Pilesgrove, NJ 08098Directions
- Franklinville Branch2039 Delsea Dr, Franklinville, NJ 08322Directions
- Pennsville Branch260 N Broadway, Pennsville, NJ 08070Directions
- Salem Branch137 W Broadway, Salem, NJ 08079Directions
- Woolwich Branch99 Center Square Rd, Woolwich Township, NJ 08085Directions
Atlantic City area · 1
- Ocean View Branch2584 N Route 9, Ocean View, NJ 08230Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.28% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.15% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.68% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $71 | $81 | — |
- CapitalLeverage ratio10.28%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.15%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.68%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$71Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Franklin Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.