Credit union · NCUA insured
Bridgeton Onized Federal Credit Union CD Rates
Top CarrotBridgeton Onized Federal Credit Union’s best CD rate is 3.28% APY on a 5-year share certificate (CD). Terms run from 3 months to 5 years. Rates checked October 22, 2026.
How Bridgeton Onized Federal Credit Union’s CD rates compare
Compared with banks and credit unions near Vineland, NJ, where Bridgeton Onized Federal Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Bridgeton Onized Federal Credit Union
3.28%APY
- Term
- 60 months
- Minimum
- $1,000
- Earns on $10,000
- $1,751
Regular Share Certificate of Deposit
Top rate
PNC
4.25%APY
- Term
- 13 months
- Minimum
- $1,000
- Earns on $10,000
- $461
2nd-highest rate
First Harvest Credit Union
4.25%APY
- Term
- 24 months
- Minimum
- $500
- Earns on $10,000
- $868
Bridgeton Onized Federal Credit Union CD score
68
CD score
Higher than 22% of U.S. banks and credit unions
- 3–8 months3–8 mo2.28%
- 9–15 months9–15 mo2.48%
- 16–30 months16–30 mo2.66%
- 31–60 months31–60 mo3.28%
- QualifiedQualified3.28%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Bridgeton Onized Federal Credit Union ranks
By CD score, in each area where it has branches
Every rate
Current CD rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Regular Share Certificate of Deposit
Up to 3.28%APY · 7 terms
Secured by NCUSIF. Can open with as little as $1,000. Terms from six months to five years. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 2.08% | $52 |
| 6 months | 2.28% | $113 |
| 12 months | 2.48% | $248 |
| 24 months | 2.66% | $539 |
| 36 months | 2.84% | $876 |
| 48 months | 3.08% | $1,290 |
| 60 months | 3.28% | $1,751 |
Sources (1)
- bofcu.com/accounts/account-types · captured Oct 4, 2026
Special-purpose accounts
IRA Certificate
Up to 1.63%APY · 7 terms
Tax-deferred retirement account. Deposits via payroll deduction, direct deposit, in person, or by mail. Membership eligibility required.
| Term | APY | Earns on $10,000Earns |
|---|---|---|
| 3 months | 1.03% | $26 |
| 6 months | 1.13% | $56 |
| 12 months | 1.23% | $123 |
| 24 months | 1.33% | $268 |
| 36 months | 1.43% | $435 |
| 48 months | 1.53% | $626 |
| 60 months | 1.63% | $842 |
Sources (1)
- bofcu.com/accounts/account-types · captured Oct 4, 2026
Who can join Bridgeton Onized Federal Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Open to anyone
- Anyone who does not otherwise qualify can join by making a one-time $10 donation to one of the credit union's Community Support Groups.
Employers and groups
- Individuals associated with Nanticoke Lenni-Lenape or Word of Life Christian Center are eligible for membership.
- Employees of Select Employer Groups (SEGs) are eligible for membership.
Family and household
- Family or household members of a current BOFCU account holder in good standing are eligible to join.
Cost to join
- A one-time donation of $10 to a Community Support Group is required for membership via the community support group path.
Membership information collected October 5, 2026.