Bank · FDIC insured
Pennsville National Bank
A $281.8M bank headquartered in Pennsville, NJ, with 5 branches in New Jersey. Best rates: CDs 3.56% and savings 0.10% APY.
Pennsville National Bank Carrot Score
63
Carrot Score
Higher than 9% of U.S. banks and credit unions
#102 of 118 in Philadelphia, PA-NJ-DE-MD metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Pennsville National Bank
Pennsville National Bank opened on June 23, 1969, in a trailer off South Broadway in Pennsville.
The bank serves southern New Jersey with branch locations across Pennsville, Elmer, Carney's Point, Pedricktown, Woodstown, Richwood, and Upper Deerfield.
- Headquarters
- 170 S Broadway, Pennsville, NJ 08070
- FDIC certificate
- 19978 ↗
Branches
5 branches in New Jersey
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New Jersey
5 branches
- The Pennsville National BankMain office170 S Broadway, Pennsville, NJ 08070Directions
- Carneys Point Branch91 S Virginia Ave, Carneys Point, NJ 08069Directions
- Elmer Branch435 Chestnut St, Elmer, NJ 08318Directions
- Pedricktown Branch1 W Mill St, Pedricktown, NJ 08067Directions
- Woodstown Office125 East Ave, Woodstown, NJ 08098Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 10.23% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 1.41% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.48% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $52 | $81 | — |
- CapitalLeverage ratio10.23%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent1.41%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.48%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$52Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Pennsville National Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.