Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 151–165 results in Iowa
- Premier BankPremier Money MarketPremier Money Market · $5,000 min · 0.25%–1.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Requires an initial deposit of $5,000 to open. $10 maintenance fee per statement cycle if an average monthly balance of $5,000 or more is not maintained.
Offer: $10 maintenance fee per statement cycle if average monthly balance of $5,000 is not maintained.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. 0.75% $50,000 – $100,000$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. 0.85% $100,000 and up$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. 1.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
0.25% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $9,999 0.25% $10,000 and upYour amount 0.50% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No minimum balance or monthly maintenance fees for those under age 23. Minimum balance requirement is waived for minors 18 and younger. $3.00 monthly service charge if $50 minimum daily balance is not maintained. $1.00 per withdrawal in excess of three per month.
Offer: Minimum balance requirement is waived for minors 18 and younger. Monthly service charge of $3.00 if $50 minimum daily balance is not maintained (no maintenance fees for those under age 23).
0.49% interest rate · $3 monthly fee · Effective Oct 1, 2026
Rate checked
More details - Corda Credit UnionRegular Money MarketRegular Money Market · $0 min · 0.00%–2.75% by balance
Credit union · 5 branches
0.50%APY$50 a year on $10,000Requirements
Product: Membership Savings account is required to obtain Corda Credit Union products. Rates are based on average daily balance and may change without notice after account opening. $1,000 minimum deposit to start earning interest. Up to six free withdrawals or transfers each month; additional withdrawals incur a $0.50 fee per transaction.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Regular Money Market Balance APY Up to $1,000 0.00% $1,000 – $10,000Your amount 0.50% $10,000 – $50,000 1.00% $50,000 – $100,000 1.50% $100,000 – $250,000 1.75% $250,000 – $500,000 2.25% $500,000 – $750,000 2.75% $750,000 – $1,000,000 2.75% $1,000,000 – $3,000,000 2.75% Rate checked
More details - Exchange State BankMoney Market AccountMoney Market Account · $2,500 min · 0.50%–1.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: A minimum balance fee of $5.00 will be imposed every month if the average daily balance for the month falls below $1,000. Withdrawals limited to 6 per month; excess withdrawals/transfers are $1.00 per item.
Offer: Monthly fee of $5.00 applies if average daily balance falls below $1,000; withdrawals limited to 6 per month. Excess withdrawals/transfers are $1.00 per item.
0.50% interest rate · $5 monthly fee · Effective Feb 15, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.50% $2,500 – $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.60% $50,000 – $100,000 0.60% $100,000 – $250,000 0.80% $250,000 and up 1.00% Rate checked
More details - CENT Credit UnionHigh Yield SavingsSavings · $0 min · 0.50%–2.00% by balance
Credit union · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Dividends are calculated using Average Daily Balance (p12) / calculated and compounded daily (p17), paid monthly. No minimum balance requirements, not even to open. No monthly fees. No withdrawal limits except 6 withdrawals or transfers by pre-authorized, automatic or telephone transfers per period.
0.50% interest rate · Compounded daily · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for High Yield Savings Balance APY Up to $50,000Your amount 0.50% $50,000 – $100,000 1.00% $100,000 – $250,000 1.50% $250,000 and up 2.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Avoid the $10 monthly service charge by maintaining an average daily balance of $2,500 or more. Avoid the $2.00 paper statement fee each month by enrolling in eStatements.
Offer: Minimum balance of $2,500 required to obtain disclosed APY. Monthly service charge of $10 avoided with $2,500 average daily balance. Paper statement fee of $2.00 avoided by enrolling in eStatements.
0.50% interest rate · $10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY $2,500 – $50,000Your amount 0.50% $50,000 – $250,000 0.75% $250,000 – $500,000 1.00% $500,000 – $750,000 1.25% $750,000 and up 1.50% Rate checked
More details - Sioux Valley CCUMoney MarketMoney Market · $2,000 min · 0.50%–1.01% by balance
Credit union · 4 branches
0.50%APY$50 a year on $10,000Requirements
Offer: Over $2,000.00; Monthly
0.50% interest rate
Rate by balance
Rate by balance for Money Market Balance APY $2,000 – $10,000Your amount 0.50%* $10,000 – $50,000Over $10,000.00; 0.75%* Over $50,000Over $50,000.00; 1.01%* Rate checked
More details - Associated BankAssociated Select Money MarketAssociated Select Money Market · $1,000 min
Bank · 6 branches
0.50%APY$50 a year on $10,000with conditionsRequirements
Product: Features tiered interest rates and enhanced rate tiers when combined with qualifying Associated Choice Checking relationship tiers (Platinum Choice, Emerald Choice, Emerald Private Choice). Monthly maintenance fee of $16 is waived with a minimum daily balance of $1,000.
Offer: Platinum Choice enhanced rate tier. Requires meeting and maintaining Platinum Choice benefit tier qualifications on an Associated Choice Checking account. $16 monthly maintenance fee waived with a minimum daily balance of $1,000.
Qualified rate · 0.50% interest rate · $16 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: No minimum opening balance. No monthly service charge. Interest compounded and credited every 6 months. Variable interest rate. Up to 6 debit card transactions per month without excess fee.
Offer: Variable interest rate. Minimum balance to earn interest is $1. No monthly service charge. No minimum deposit to open.
0.50% interest rate · No monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
Offer: Minimum of $50.00 is required in accounts to earn a dividend.
0.50% interest rate · Effective Jan 20, 2026
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account; cash rewards automatically transfer into Kasasa Saver. Free eStatements required.
Offer: Applies on balances up to $35,000 when eligibility requirements are met on linked Kasasa Cash or Kasasa Cash Back (at least 10 debit card purchases posted/settled, at least 1 direct deposit or ACH Auto Debit posted/settled, receive monthly statement electronically).
Qualified rate · No monthly fee
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $35,000Your amount 0.50% $35,000 and up 0.27% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked to free Kasasa Cash or Kasasa Cash Back account; automatic transfers of checking cash rewards into Kasasa Saver; free eStatements required; deposit required to open. Qualifications: at least 10 debit card purchases posted/settled, at least 1 direct deposit or ACH auto debit posted/settled, and receive monthly statement electronically.
Offer: When qualifications are met on Kasasa Cash or Kasasa Cash Back: 0.50% APY on balances up to $35,000.
Qualified rate · Balance cap $35,000 · No monthly fee
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Linked to Kasasa Cash or Kasasa Cash Back account. To qualify for highest rate, each Monthly Qualification Cycle must have at least 10 debit card purchases post and settle, at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle, and be enrolled in and agree to receive e-statements. Limit one account per SSN.
Offer: When monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jun 1, 2022
Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must be linked to either a C1st Cash or C1st Cash Back checking account. To qualify per monthly qualification cycle, you must: 1) make 15 debit card (non-ATM) transactions; and 2) be enrolled in and receive eStatements. Monthly qualification cycle is defined as the calendar month.
Offer: Qualifications not met in either checking account; all balances in the C1st Saver earn 0.03% APY.
Qualified rate · 0.03% interest rate
Rate by balance
Rate by balance for C1st Saver Balance APY Any balance 0.03% Up to $15,000Your amountQualifications met (15 debit card non-ATM transactions and eStatements enrolled/received). 0.50% $15,001 and upQualifications met. Balances over $15,000 earn 0.25% APY on the portion of the balance over $15,000, resulting in 0.50% APY to 0.28% APY depending on the balance. 0.25% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch