Bank · FDIC insured
GreatAmerica Bank Savings Rates
GreatAmerica Bank’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How GreatAmerica Bank’s savings rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where GreatAmerica Bank has the most branches. $10,000, best rate first.
This bank’s best
GreatAmerica Bank
0.50%APY
- Minimum
- $500
- Earns on $10,000 a year
- $50
Money Market
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
GreatAmerica Bank savings score
77
Savings score
Higher than 45% of U.S. banks and credit unions
- $1,000 balance$1,0000.10%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.50%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where GreatAmerica Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $2,500 – $9,999 | 0.25% | — |
| $10,000 and up | 0.50% | $50 |
Sources (1)
- greatamericabank.com/resources-rates · captured Oct 5, 2026
Regular Savings
0.10%APY
No minimum daily balance requirement. Monthly maintenance fee increased by $3.00 if paper statements are received (waived with electronic statements). Transfers/debits limited to 6 per month ($0.50 per debit over 6). Debit Card available.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate. Minimum balance to open on deposit rate sheet indicates $500 across deposit accounts; product overview lists Minimum to Open N/A. Monthly maintenance fee is $0 with electronic statements ($3.00 for paper statements).Any balance | 0.10% | $10 | Variable interest rate. Minimum balance to open on deposit rate sheet indicates $500 across deposit accounts; product overview lists Minimum to Open N/A. Monthly maintenance fee is $0 with electronic statements ($3.00 for paper statements). |
Sources (2)
All captured Oct 5, 2026
Special-purpose accounts
Safari Savers
0.10%APY
Savings program for kids 12 and under. No minimum daily balance requirement. Monthly maintenance fee increased by $3.00 if paper statements are received (waived with electronic statements). Transfers/debits limited to 6 per month ($0.50 per debit over 6). Receive a prize with each deposit.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceVariable interest rate. Product overview lists Minimum to Open N/A. Monthly maintenance fee is $0 with electronic statements ($3.00 for paper statements).Any balance | 0.10% | $10 | Variable interest rate. Product overview lists Minimum to Open N/A. Monthly maintenance fee is $0 with electronic statements ($3.00 for paper statements). |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.