Bank · FDIC insured
Iowa Falls State Bank
Top CarrotA $201.5M bank headquartered in Iowa Falls, IA, with 2 branches in Iowa. Best rates: CDs 4.45% and savings 3.03% APY.
Iowa Falls State Bank Carrot Score
Carrot ScoreTop Carrot
Higher than 95% of U.S. banks and credit unions
#6 of 142 in IowaHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Iowa Falls State Bank
Iowa Falls State Bank was established in 1933 in Iowa Falls, Iowa.
In 2023, the bank was sold to Scenic Community Bancshares Corporation, a group of local investors.
- Headquarters
- 601 Washington Ave, Iowa Falls, IA 50126
- FDIC certificate
- 15311 ↗
Branches
2 branches in Iowa
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Iowa
2 branches
Iowa Falls area · 1
- Iowa Falls State BankMain office601 Washington Ave, Iowa Falls, IA 50126Directions
Williams area · 1
- Williams Bank Office Branch116 Main St, Williams, IA 50271Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 8.64% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.25% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.19% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $61 | $81 | — |
- CapitalLeverage ratio8.64%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.25%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.19%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$61Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Iowa Falls State Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.