Credit union · NCUA insured
Sioux Valley CCU Savings Rates
Sioux Valley CCU’s best savings rate is 0.50% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Sioux Valley CCU’s savings rates compare
Compared with banks and credit unions near Sioux City, IA-NE-SD, where Sioux Valley CCU has the most branches. $10,000, best rate first.
This credit union’s best
Sioux Valley CCU
0.50%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $50
Money Market
Top rate
First Dakota National Bank
2.57%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $257
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Sioux Valley CCU savings score
79
Savings score
Higher than 48% of U.S. banks and credit unions
- $1,000 balance$1,0000.20%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.01%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Sioux Valley CCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Money Market
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $2,000 – $10,000Over $2,000.00; Monthly | 0.50% | $50 | Over $2,000.00; Monthly |
| $10,000 – $50,000Over $10,000.00; Monthly | 0.75% | — | Over $10,000.00; Monthly |
| Over $50,000Over $50,000.00; Monthly | 1.01% | — | Over $50,000.00; Monthly |
Sources (1)
- siouxvalleyccu.com/rates · captured Oct 5, 2026
S1 Primary Share
0.20%APY
Refundable $25.00 deposit into a Share (Savings) account required to maintain membership with credit union. $200 combined average daily balance in all S-I-L accounts to avoid monthly fee.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balance$200 COMBINED average daily Balance in all S-I-L accounts to avoid a monthly fee ($2.00 account maintenance fee).Any balance | 0.20% | $20 | $200 COMBINED average daily Balance in all S-I-L accounts to avoid a monthly fee ($2.00 account maintenance fee). |
S2 Tax
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance requirements: NoneAny balance | 0.20% | $20 | Minimum balance requirements: None |
Sources (1)
- siouxvalleyccu.com/rates · captured Sep 18, 2026
S3 Other Share
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance requirements: NoneAny balance | 0.20% | $20 | Minimum balance requirements: None |
Sources (1)
- siouxvalleyccu.com/rates · captured Sep 18, 2026
Special-purpose accounts
S4 Junior Share
0.20%APY
Must be under the age of 19 years.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMust be under the age of 19 yearsAny balance | 0.20% | $20 | Must be under the age of 19 years |
Sources (1)
- siouxvalleyccu.com/rates · captured Sep 18, 2026
S5 Christmas Club
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance requirements: NoneAny balance | 0.20% | $20 | Minimum balance requirements: None |
Sources (1)
- siouxvalleyccu.com/rates · captured Sep 18, 2026
S6 Vacation Club
0.20%APY
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance requirements: NoneAny balance | 0.20% | $20 | Minimum balance requirements: None |
Sources (1)
- siouxvalleyccu.com/rates · captured Sep 18, 2026
Who can join Sioux Valley CCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in served counties in Iowa (Cherokee, Ida, Monona, Plymouth, Sioux, Woodbury), Nebraska (Dakota, Dixon, Thurston, Wayne), or South Dakota (Clay, Union) are eligible to join.
Cost to join
- A minimum deposit of $10 is required to open a Junior Share Account for minors.
- A minimum deposit of $25 is required to open a regular share account.
Membership information collected October 4, 2026.