Credit union · NCUA insured
Sioux Valley CCU
A $43.2M credit union headquartered in Sioux City, IA, with 3,779 members and 4 branches in Iowa. Best rates: CDs 3.00% and savings 0.50% APY.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: not enough terms or balances published to score. Auto loans: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all). Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- CDs—3.00%CD rates →
- Savings791.01%at $100,000Savings rates →
Deposits are federally insured by the NCUA up to $250,000 per depositor.
About Sioux Valley CCU
Sioux Valley Community Credit Union opened in 1952 under a State Charter and adopted its current name in 1972 upon receiving a community charter.
Operating three locations, the credit union serves individuals who live or work across designated counties in Iowa, Nebraska, and South Dakota.
- Headquarters
- 1120 6th St, Sioux City, IA 51101-1908
- NCUA charter
- 64417
Membership
Who can join
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in served counties in Iowa (Cherokee, Ida, Monona, Plymouth, Sioux, Woodbury), Nebraska (Dakota, Dixon, Thurston, Wayne), or South Dakota (Clay, Union) are eligible to join.
Cost to join
- A minimum deposit of $10 is required to open a Junior Share Account for minors.
- A minimum deposit of $25 is required to open a regular share account.
Branches
4 branches in Iowa
Loading map…
Iowa
4 branches
- DowntownMain office1120 6th St, Sioux City, IA 51101Directions
- Disaster Recovery105 Sergeant Square Dr, Sergeant Bluff, IA 51054Directions
- Sergeant Bluff105 Sergeant Square Dr, Sergeant Bluff, IA 51054Directions
- Morningside3450 S Lakeport St, Sioux City, IA 51106Directions
Walk-in offices from the NCUA directory as of March 31, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
Well capitalizedas reported to the NCUA
| Measure | This credit union | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalNet worth ratio | 10.44% | 14.31% | 19.38% or more |
| Troubled loans60+ days late | 2.65% | 0.70% | 0.18% or less |
| ProfitabilityReturn on assets | -0.02% | 0.65% | 1.19% or more |
| LendingLoans per $100 deposited | $74 | $59 | — |
- CapitalNet worth ratio10.44%Peers’ middle 14.31% · Top 25% 19.38%+
- Troubled loans60+ days late2.65%Peers’ middle 0.70% · Top 25% ≤0.18%
- ProfitabilityReturn on assets-0.02%Peers’ middle 0.65% · Top 25% 1.19%+
- LendingLoans per $100 deposited$74Peers’ middle $59
Compared with the 2,478 credit unions with under $100 million in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are loans 60 or more days late.
Regulators’ own ratings of Sioux Valley CCU are confidential. These figures are what it reports to the NCUA each quarter, set beside its peers; they aren’t a rating.