Credit union · NCUA insured
Family Community FCU Savings Rates
Family Community FCU’s best savings rate is 0.65% APY on $10,000, with its Super Saver Tiered. Rates checked October 16, 2026.
How Family Community FCU’s savings rates compare
Compared with banks and credit unions in Iowa, where Family Community FCU has the most branches. $10,000, best rate first.
This credit union’s best
Family Community FCU
0.65%APY
- Minimum
- —
- Earns on $10,000 a year
- $65
Super Saver Tiered
Top rate
Employees Credit Union
3.82%APY
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
Family Community FCU savings score
81
Savings score
Higher than 56% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.65%
- $100,000 balance$100,0000.75%
- QualifiedQualified0.65%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Family Community FCU ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Super Saver Tiered
Up to 0.65%APY
Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $5,000 and up | 0.55% | $55 |
| $10,000 and up | 0.65% | $65 |
| $20,000 and up | 0.75% | — |
Sources (1)
- ccfccu.com/rates.php · captured Sep 18, 2026
Shares
0.50%APY
Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum of $50.00 is required in accounts to earn a dividend.$50 and up | 0.50% | $50 | Minimum of $50.00 is required in accounts to earn a dividend. |
Sources (1)
- ccfccu.com/rates.php · captured Sep 18, 2026
Special-purpose accounts
Outback Kids Club
1.26%APY
Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum of $50.00 is required in accounts to earn a dividend.$50 and up | 1.26% | $126 | Minimum of $50.00 is required in accounts to earn a dividend. |
Sources (1)
- ccfccu.com/rates.php · captured Sep 18, 2026
Christmas Club
0.75%APY
Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum of $50.00 is required in accounts to earn a dividend.$50 and up | 0.75% | $75 | Minimum of $50.00 is required in accounts to earn a dividend. |
Sources (1)
- ccfccu.com/rates.php · captured Sep 18, 2026
IRA
0.50%APY
Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum of $50.00 is required in accounts to earn a dividend.$50 and up | 0.50% | $50 | Minimum of $50.00 is required in accounts to earn a dividend. |
Sources (1)
- ccfccu.com/rates.php · captured Sep 18, 2026
Vacation Club
0.15%APY
Minimum of $50.00 is required in accounts to earn a dividend. Rates are subject to change without prior notice.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50 and upMinimum of $50.00 is required in accounts to earn a dividend.$50 and up | 0.15% | $15 | Minimum of $50.00 is required in accounts to earn a dividend. |
Sources (1)
- ccfccu.com/rates.php · captured Sep 18, 2026
Who can join Family Community FCU
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in Floyd, Butler, Mitchell, Chickasaw, Howard, or Worth County are eligible to join.
Family and household
- Family members of existing members are eligible to join regardless of where they live or work.
Membership information collected October 4, 2026.