Compare Bank & Credit Union Rates
Best savings rates in Carroll, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Carroll, IA
- 2.25%APY$225 a year on $10,000
Requirements
Product: Must be enrolled in eStatements by end of month to earn dividends. Available exclusively to consumer members (business, fiduciary, minor, estate, trust accounts not eligible). Must be opened online via Dupaco's Online Application; limited to one account per SSN. Account balance limited to $1,000,000 inclusive of principal and dividend accruals.
Offer: Requires enrollment in eStatements to receive dividends. Online-only account.
2.23% interest rate · Balance cap $1,000,000 · No monthly fee · Effective Jun 2, 2026
Rate checked
More details - 1.50%APY$150 a year on $10,000with conditions
Requirements
Product: To earn rewards/qualified rate, complete the following transactions/activities in the linked Kasasa Cash account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive e-statement notice, and be enrolled and log into online banking monthly. Base rate applies if qualifications not met.
Offer: When qualifications are met on linked Kasasa Cash account.
Qualified rate · 1.50% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.85%APY$85 a year on $10,000
Requirements
Product: $1,000 minimum daily balance to avoid $12.50 monthly fee. Avoid $5 monthly paper statement fee by enrolling in free eStatements. Interest compounded monthly.
Offer: $12.50 monthly fee if daily balance falls below $1,000. Interest compounded monthly.
0.85% interest rate · Compounded monthly · $12.50 monthly fee · Effective Nov 12, 2024
Rate by balance
Rate by balance for Money Market Balance APY Up to $25,000Your amount 0.85% $25,000 – $75,000 1.00% $75,000 – $250,000 1.87% $250,000 and up 2.40% Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.55%–3.01% by balance
Bank · 1 branch
0.80%APY$80 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Relationship rate (Amplify your APY) for balances less than $5,000. Requires being an Account Owner of both a Growth Money Market account and a BMO Relationship Checking account with qualifying activities.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.55% $5,000 – $25,000Your amount 0.80% $25,000 – $100,000 1.16% $100,000 – $250,000 2.21% $250,000 and up 3.01% Rate checked
More details - Westside State BankMoney Market AccountMoney Market Account · $2,500 min · 0.60%–2.17% by balance
Bank · 1 branch
0.65%APY$65 a year on $10,000Requirements
Product: Avoid the $10 monthly service fee by maintaining a $2,500 minimum daily balance. Even if balance drops below $2,500, interest will still be paid at the current first tier interest rate ($1-$2,499). Direct check writing available.
Offer: Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance; if balance drops below $2,500, interest is still paid at this first tier rate ($1-$2,499).
0.60% interest rate · $10 monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Money Market Account Balance APY Up to $2,500 0.60% $2,500 – $25,000Your amount 0.65% $25,000 – $100,000Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. 0.65% $100,000 – $250,000Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. 0.75% $250,000 – $500,000Avoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. 0.75% $500,000 and upAvoid $10 monthly service fee by maintaining a $2,500 minimum daily balance. 2.17% Rate checked
More details - 0.60%APY$60 a year on $10,000
Requirements
Product: No monthly service fee or minimum balance requirements.
0.60% interest rate · No monthly fee · Effective Sep 18, 2026
Rate by balance
Rate by balance for Passbook Savings Balance APY $1 and upYour amount 0.60% $150,000 and up 1.51% $250,000 and up 2.12% Rate checked
More details - Commercial Savings BankMoney Market SavingsMoney Market Savings · $2,500 min · 0.50%–2.02% by balance
Bank · 1 branch
0.60%APY$60 a year on $10,000Requirements
Product: Minimum balance to obtain APY is based on daily principal balance.
Offer: Minimum balance to obtain APY is based on daily principal balance.
0.50% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.50% $10,000 – $50,000Your amount 0.60% $50,000 – $100,000 0.90% $100,000 – $500,000 1.51% $500,000 and up 2.02% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Earns interest on collected balances, compounded daily. Withdrawals are free unless monthly balance falls below $200 (then 3 free withdrawals per month, $0.50 per additional withdrawal).
Offer: Earns interest on collected balances, compounded daily. Withdrawals are free unless monthly balance falls below $200 (then 3 free withdrawals per month, $0.50 per additional withdrawal).
0.50% interest rate · Compounded daily
Rate checked
More details - BMOGrowth Money Market AccountGrowth Money Market Account · $25 min · 0.05%–2.50% by balance
Bank · 1 branch
0.30%APY$30 a year on $10,000with conditionsRequirements
Product: $10 monthly maintenance fee is waived for 60 days after account opening or if you hold a minimum daily balance of $5,000. Requires a $25 minimum opening deposit. Variable rate account.
Offer: Standard APY for balances less than $5,000. Monthly maintenance fee waived for first 60 days or with a $5,000 minimum daily balance.
Qualified rate · $10 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Growth Money Market Account Balance APY Up to $5,000 0.05% $5,000 – $25,000Your amount 0.30% $25,000 – $100,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 0.65% $100,000 – $250,000Monthly maintenance fee waived with a $5,000 minimum daily balance. 1.70% $250,000 and upMonthly maintenance fee waived with a $5,000 minimum daily balance. 2.50% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details - Dupaco Community Credit UnionShare SavingsSavings · $25 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of last dividend declaration date. Rate is variable and may change after account opening. Par value of one share in the credit union is $25.00.
0.00% interest rate · Effective Jun 15, 2026
Rate by balance
Rate by balance for Share Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - Dupaco Community Credit UnionYou Name It SavingsSavings · $0 min · 0.00%–0.20% by balance
Credit union · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Dividends and APY accurate as of the last dividend declaration date. Rates are variable and subject to change after account opening.
0.00% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for You Name It Savings Balance APY Up to $100 0.00% $100 – $2,500 0.10% $2,500 – $10,000 0.10% $10,000 – $25,000Your amount 0.15% $25,000 and up 0.20% Rate checked
More details - 0.05%APY$5 a year on $10,000
Requirements
Product: Basic savings account for lower balances and first-time savers. $5 minimum balance fee assessed monthly when daily balance falls below $200. $5 monthly paper statement fee can be avoided by enrolling in free eStatements. $1 monthly fee per requested debit card. Interest compounded monthly.
Offer: Applies to all balances. $5 monthly fee if daily balance falls below $200. $5 paper statement fee waived with eStatements. Interest compounded monthly.
0.05% interest rate · Compounded monthly · Effective Nov 12, 2024
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: To earn rewards/qualified rate, complete the following transactions/activities in the linked Kasasa Cash account each monthly qualification cycle: have at least 12 debit card purchases post and settle, be enrolled and receive e-statement notice, and be enrolled and log into online banking monthly. Base rate applies if qualifications not met.
Offer: Applies to entire balance if qualifications are not met.
Qualified rate · 0.05% interest rate · Effective Sep 18, 2026
Rate checked
More details - 0.01%APY$1 a year on $10,000
Requirements
Product: No monthly maintenance fee. Earn an extra $5 savings reward every month the balance grows by $200 or more for the first year (up to 12 rewards for new accounts). Variable rate account; minimum opening deposit is $25.
Offer: Applies to ZIP code 60603 (Illinois and Northwest Indiana locations, excluding locations in South Beloit, Roscoe and St. Clair County in Illinois). Interest compounded daily and credited monthly.
0.01% interest rate · Compounded daily · No monthly fee · Effective Oct 16, 2026
Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Carroll, IA
15 accounts at 5 banks and credit unions · checked Oct 16
- Typical
- 0.50%
- Top 10% from
- 1.24%
- Banks, typical
- 0.60%
- Credit unions, typical
- 0.23%
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Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch