Bank · FDIC insured
PCSB Bank
A $326.1M bank headquartered in Clarinda, IA, with 7 branches in Iowa.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: only rates Carrot doesn’t compare are published (introductory, refinance or business rates, or none at all).
- Savings—0.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About PCSB Bank
PCSB Bank was founded in 1866 and serves Southwest Iowa.
- Headquarters
- 120 E Washington St, Clarinda, IA 51632
- FDIC certificate
- 14522 ↗
Branches
7 branches in Iowa
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Iowa
7 branches
Clarinda area · 2
- PCSB BankMain office120 E Washington St, Clarinda, IA 51632Directions
- Consumer Branch1201 S 16th St, Clarinda, IA 51632Directions
Bedford area · 1
- Bedford Branch808 Pollock Blvd, Bedford, IA 50833Directions
Corning area · 1
- Corning Branch527 Davis Ave, Corning, IA 50841Directions
Creston area · 1
- Creston Branch501 W Taylor St, Creston, IA 50801Directions
Lenox area · 1
- Lenox Branch210 N Main St, Lenox, IA 50851Directions
Mount Ayr area · 1
- Mount Ayr Branch904 E South St, Mount Ayr, IA 50854Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 11.09% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.25% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 0.91% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $61 | $81 | — |
- CapitalLeverage ratio11.09%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.25%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets0.91%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$61Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of PCSB Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.