Bank · FDIC insured
Ohnward Bank & Trust
A $499.1M bank headquartered in Cascade, IA, with 6 branches in Iowa.
Rates
No Carrot Score yet: it needs scores for at least two of CDs, savings, auto loans and credit cards. CDs: rates are not published online. Savings: published rates need another account or activity, so they are not scored. Auto loans: no rates found on its website. Credit cards: no rates found on its website.
- Savings—0.50%Needs another account or monthly activitySavings rates →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Ohnward Bank & Trust
- Headquarters
- 332 1st Ave W, Cascade, IA 52033
- FDIC certificate
- 10111 ↗
Branches
6 branches in Iowa
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Iowa
6 branches
Cedar Rapids area · 4
- Cedar Rapids Branch1211 Edgewood Rd Sw, Cedar Rapids, IA 52404Directions
- Central City Branch401 E Main St, Central City, IA 52214Directions
- Marion Branch665 Marion Blvd, Marion, IA 52302Directions
- Monticello Branch307 S Main St, Monticello, IA 52310Directions
Dubuque area · 1
- Ohnward Bank & TrustMain office332 1st Ave W, Cascade, IA 52033Directions
Baldwin area · 1
- Baldwin Branch4726 50th Ave, Baldwin, IA 52207Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 12.58% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.60% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.39% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $94 | $81 | — |
- CapitalLeverage ratio12.58%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.60%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.39%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$94Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Ohnward Bank & Trust are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.