Compare Bank & Credit Union Rates
Best savings rates in Marshalltown, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Marshalltown, IA
- 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Members1st Community Credit UnionMoney Market SavingsMoney Market Savings · $2,500 min · 1.01%–2.27% by balance
Credit union · 2 branches
1.16%APY$116 a year on $10,000Requirements
Product: Minimum of $2,500 to open and earn dividends.
Offer: Minimum of $2,500 to earn dividends.
1.00% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY $2,500 – $10,000 1.01% $10,000 – $25,000Your amount 1.16% $25,000 – $50,000 1.56% $50,000 – $100,000 1.76% $100,000 – $200,000 2.02% $200,000 and up 2.27% Rate checked
More details - Lennox Employees Credit UnionMONEY MARKETMONEY MARKET · $1,000 min · 1.00%–2.02% by balance
Credit union · 1 branch
1.11%APY$111 a year on $10,0001.00% interest rate · Effective Sep 1, 2026
Rate by balance
Rate by balance for MONEY MARKET Balance APY $1,000 and up 1.00% $10,000 and upYour amount 1.11% $250,000 and up 2.02% Rate checked
More details - Members1st Community Credit UnionLIQUIDITY1stSavings · $1,000 min · 0.50%–0.70% by balance
Credit union · 2 branches
0.50%APY$50 a year on $10,000Requirements
Product: Checks are available with these accounts, but they are not intended for primary checking account use. Minimum of $1,000 to earn dividends.
Offer: Minimum of $1,000 to earn dividends.
0.50% interest rate
Rate by balance
Rate by balance for LIQUIDITY1st Balance APY $1,000 – $10,000 0.50% $10,000 – $25,000Your amount 0.50% $25,000 – $50,000 0.50% $50,000 and up 0.70% Rate checked
More details - Community Choice Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.40%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: $10,000.00 minimum deposit required to open the account. $10,000.00 minimum average daily balance required to earn interest. Each tier applies to both consumer and business accounts. Rates are subject to change after the account is opened. Fees could reduce earnings.
Offer: Minimum average daily balance of $10,000.00 required to earn interest.
0.40% interest rate · Effective Jun 6, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $150,000 0.55% Over $150,000 0.65% Rate checked
More details - 0.25%APY$25 a year on $10,000
0.25% interest rate · Effective Sep 28, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Offer: No minimum to earn dividends.
0.15% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: Primary share savings account establishes MEMBERS1st membership with a minimum $5 deposit. Minimum of $100 to earn dividends.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Offer: No minimum to earn dividends.
0.10% interest rate · Effective Jan 1, 2026
Rate checked
More details - 0.10%APY$10 a year on $10,000
Requirements
Product: $5 monthly service charge waived if a $200 minimum daily balance is maintained in the month, or for clients under 24 years of age. $10 fee for excess withdrawals over 6 per month.
0.05% interest rate · $5 monthly fee · Effective Sep 28, 2026
Rate by balance
Rate by balance for Regular Savings Balance APY Up to $10,000 0.05% $10,000 – $50,000Your amount 0.10% $50,000 and up 0.25% Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Standard rate for any balance without relationship rate qualification.
Qualified rate · 0.05% interest rate · Balance cap $99,999,999,999 · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Standard interest rate and APY across all balance levels without qualifying relationship product.
Qualified rate · 0.05% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate checked
More details - 0.05%APY$5 a year on $10,000with conditions
Requirements
Product: Savings with check-writing capability. $12 monthly service fee can be avoided with a $3,500 minimum daily balance each fee period. Relationship rates require linking to an eligible checking account (such as Prime Checking or Premier Checking).
Offer: Relationship rate; requires linking to a Premier Checking account. $12 monthly service fee avoided with $3,500 minimum daily balance.
Qualified rate · 0.05% interest rate · $12 monthly fee · Effective Oct 10, 2026
Rate by balance
Rate by balance for Wells Fargo Platinum Savings Balance APY Any balanceYour amount 0.05% $25,000 and upPromotional rate accurate as of 2026-10-07 for new Platinum Savings accounts for customers who do not have an existing Wells Fargo consumer savings account (or ownership in past 30 days). $12 monthly fee avoided with $3,500 minimum daily balance. 3.25% Rate checked
More details - Community Choice Credit UnionPrimary Share SavingsSavings · $5 min · 0.00%–0.15% by balance
Credit union · 1 branch
0.05%APY$5 a year on $10,000Requirements
Product: Minimum average daily balance of $5,000.01 required to earn interest.
0.00% interest rate
Rate by balance
Rate by balance for Primary Share Savings Balance APY Up to $5,000 0.00% $5,000 – $10,000Your amount 0.05% $10,000 – $100,000Stated APY range is .05% – .14% with a 0.15% dividend rate. 0.15%* Over $100,000Stated APY range is .14% – .15% with a 0.15% dividend rate. 0.15%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Marshalltown, IA
23 accounts at 7 banks and credit unions · checked Oct 16–22
- Typical
- 0.05%
- Top 10% from
- 1.15%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.13%
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Marshalltown, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Members1st Community Credit UnionCredit union · 2 branches
- Lennox Employees Credit UnionCredit union · 1 branch
- Central State BankBank · 1 branch