Compare Bank & Credit Union Rates
Best savings rates in Dubuque, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Dubuque, IA
- UMB BankUMB Retail Money MarketUMB Retail Money Market · $0 min · 0.10%–3.71% by balance
Bank · 6 branches
3.71%APY$371 a year on $10,000Requirements
Product: Interest rates and annual percentage yields (APYs) listed are for accounts opened online. Interest paid on tiered balances; debit card access; monthly service fee waiver option.
Offer: Tier I
0.10% interest rate · Effective Sep 17, 2026
Rate by balance
Rate by balance for UMB Retail Money Market Balance APY Up to $10,000 0.10% $10,000 – $25,000Your amountTier II 3.71% $25,000 – $50,000Tier III 3.71% $50,000 – $75,000Tier IV 3.71% $75,000 – $100,000Tier V 3.71% $100,000 – $1,000,000Tier VI 3.71% $1,000,000 and upTier VII 3.71% Rate checked
More details - Collins Community Credit UnionSignature Money MarketSignature Money Market · $1,000 min
Credit union · 1 branch
3.05%APY$305 a year on $10,000Requirements
Product: Requires $1,000.00 initial minimum new money deposit to open. Must meet membership eligibility requirements. Subject to early closure fee and monthly minimum balance fee.
Offer: Bonus dividend rate: requires active Collins CCU checking account with at least 1 deposit and a minimum of 10 withdrawals each month. Dividends compounded and paid quarterly.
3.02% interest rate
Rate checked
More details - 2.25%APY$225 a year on $10,000
Requirements
Product: Must be enrolled in eStatements by end of month to earn dividends. Available exclusively to consumer members (business, fiduciary, minor, estate, trust accounts not eligible). Must be opened online via Dupaco's Online Application; limited to one account per SSN. Account balance limited to $1,000,000 inclusive of principal and dividend accruals.
Offer: Requires enrollment in eStatements to receive dividends. Online-only account.
2.23% interest rate · Balance cap $1,000,000 · No monthly fee · Effective Jun 2, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Dubuque Postal Employees Credit UnionShare (Savings) AccountsSavings · $100 min · 1.51%–2.38% by balance
Credit union · 1 branch
1.82%APY$182 a year on $10,000intro rateRequirements
Product: Application card pending approval by Board of Directors. Maximum allowable share balance shall not exceed $100,000. Dividends accrued daily and paid quarterly on balances of $100 or more; no dividends paid if withdrawn early.
Offer: 2026 Fourth Quarter rate. Dividends accrued daily and paid quarterly on balances of $100 or more.
Promotional rate · 1.50% interest rate
Rate by balance
Rate by balance for Share (Savings) Accounts Balance APY $100 – $5,000 1.51%* $5,000 – $25,000Your amount 1.82%* $25,000 and up 2.38%* Rate checked
More details - GreenState Credit UnionImpact Money MarketImpact Money Market · $2,500 min · 1.45%–2.45% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Membership required with a minimum $5 share deposit. Variable rate determined based on average daily balance maintained for the month. $10.00 per withdrawal or transfer after 6 per month. Minimum $2,500 daily balance to avoid $10 monthly service fee.
Offer: Minimum $2,500 daily balance to avoid $10 monthly service fee.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Impact Money Market Balance APY $2,500 – $49,999Your amount 1.45% $50,000 – $99,999 1.65% $100,000 – $249,999 1.85% $250,000 – $499,999 2.05% $500,000 – $999,999 2.25% $1,000,000 and up 2.45% Rate checked
More details - Nicolet National BankMVP Money Market Account (MVP MMA)MVP Money Market Account (MVP MMA) · $10,000 min · 0.01%–2.65% by balance
Bank · 4 branches
1.30%APY$130 a year on $10,000with conditionsRequirements
Product: A separate Nicolet National Bank checking account with direct deposit of payroll or social security is required in order to qualify for an MVP Money Market account. Subject to Credit Approval.
Offer: $10 monthly service charge if available balance falls below $10,000.
Qualified rate · 0.01% interest rate · $10 monthly fee · Effective Sep 23, 2026
Rate by balance
Rate by balance for MVP Money Market Account (MVP MMA) Balance APY Up to $9,999 0.01% $10,000 – $49,999Your amount 1.30% $50,000 – $149,999 2.10% $150,000 – $499,999 2.15% $500,000 – $999,999 2.45% $1,000,000 and up 2.65% Rate checked
More details - 0.80%APY$80 a year on $10,000
Requirements
Product: $5,000 minimum balance requirement; $5 monthly service fee if balance is less than $5,000; pays dividends monthly; checks ordered at member cost.
Offer: $5 monthly service fee if balance is less than $5,000.
0.50% interest rate · $5 monthly fee
Rate by balance
Rate by balance for Money Market Balance APY Up to $10,000 0.50% $10,000 – $25,000Your amount 0.80% $25,000 – $75,000 1.25% $75,000 – $250,000 1.85% $250,000 and up 2.10% Rate checked
More details - Collins Community Credit UnionSignature Money MarketSignature Money Market · $1,000 min
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Requires $1,000.00 initial minimum new money deposit to open. Must meet membership eligibility requirements. Subject to early closure fee and monthly minimum balance fee.
Offer: Base dividend rate paid without active checking account or if monthly activity requirements are not met. Dividends compounded and paid quarterly.
0.75% interest rate · Effective Feb 1, 2024
Rate checked
More details - Collins Community Credit UnionMoney Market PlusMoney Market Plus · $1,000 min · 0.01%–2.35% by balance
Credit union · 1 branch
0.75%APY$75 a year on $10,000Requirements
Product: Must meet membership eligibility requirements. Minimum balance fee assessed if balance is below $1,000.00.
Offer: $1,000.00 minimum balance required to earn APY; minimum balance fee assessed if balance is below $1,000.00.
0.01% interest rate
Rate by balance
Rate by balance for Money Market Plus Balance APY Up to $1,000 0.01% $1,000 – $10,000 0.05% $10,000 – $50,000Your amountRequires $1,000.00 minimum balance to earn APY; 0.75% $50,000 – $100,000Requires $1,000.00 minimum balance to earn APY; 1.35% $100,000 – $250,000Requires $1,000.00 minimum balance to earn APY; 1.65% $250,000 – $500,000Requires $1,000.00 minimum balance to earn APY; 1.94% $500,000 – $1,000,000Requires $1,000.00 minimum balance to earn APY; 2.15% $1,000,000 and upRequires $1,000.00 minimum balance to earn APY; 2.35% Rate checked
More details - Premier BankChoice Money MarketChoice Money Market · $0 min · 0.05%–1.00% by balance
Bank · 3 branches
0.60%APY$60 a year on $10,000with conditionsRequirements
Product: Account holders must have a Choice Checking account in order to open a Choice Money Market Account. If Choice Checking eligibility requirement is not met, all balances will earn 0.01% APY. Variable rate account; rates and APYs may change after opening. $25 monthly maintenance fee if balance falls below $25,000.
Offer: Must have Choice Checking to qualify. If balance falls below $25,000, a $25 monthly fee applies.
Qualified rate · 0.60% interest rate · $25 monthly fee · Effective Sep 25, 2026
Rate by balance
Rate by balance for Choice Money Market Balance APY Up to $100,000Your amount 0.60% $100,000 – $250,000$25 monthly fee waived with minimum $25,000 balance. 0.80% $250,000 – $500,000$25 monthly fee waived with minimum $25,000 balance. 1.00% Over $500,000$25 monthly fee waived with minimum $25,000 balance. 0.05% Rate checked
More details - Premier BankPremier Money MarketPremier Money Market · $5,000 min · 0.25%–1.00% by balance
Bank · 3 branches
0.50%APY$50 a year on $10,000Requirements
Product: Requires an initial deposit of $5,000 to open. $10 maintenance fee per statement cycle if an average monthly balance of $5,000 or more is not maintained.
Offer: $10 maintenance fee per statement cycle if average monthly balance of $5,000 is not maintained.
0.25% interest rate · $10 monthly fee
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $5,000 0.25% $5,000 – $25,000Your amount 0.50% $25,000 – $50,000$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. 0.75% $50,000 – $100,000$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. 0.85% $100,000 and up$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. 1.00% Rate checked
More details - 0.35%APY$35 a year on $10,000
Requirements
Product: Dividends are calculated by the daily balance method and paid quarterly. APY is based on the minimum daily balance maintained each day. Dividends are paid from date of deposit to date of withdrawal.
0.25% interest rate
Rate by balance
Rate by balance for Savings Accounts Balance APY Up to $10,000 0.25% $10,000 and upYour amount 0.35% Rate checked
More details - Dupaco Community Credit UnionInvestor's Choice Money MarketInvestor's Choice Money Market · $2,500 min · 0.20%–0.40% by balance
Credit union · 4 branches
0.30%APY$30 a year on $10,000Requirements
Product: Available to individual and small business member accounts only. NOT available to investment companies and financial institutions. Maximum deposit limits may apply. Check-writing is not available. Minimum withdrawal $250. No penalties for withdrawals made in-branch.
Offer: Min. to Earn $0.01.
0.20% interest rate · Effective Jun 2, 2026
Rate by balance
Rate by balance for Investor's Choice Money Market Balance APY Up to $2,500 0.20% $2,500 – $10,000to Earn $2,500.00. 0.25% $10,000 – $25,000Your amountto Earn $10,000.00. 0.30% $25,000 – $100,000to Earn $25,000.00. 0.35% $100,000 and upto Earn $100,000.00. 0.40% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Dubuque, IA
34 accounts at 11 banks and credit unions · checked Oct 16–17
- Typical
- 0.20%
- Top 10% from
- 2.00%
- Banks, typical
- 0.10%
- Credit unions, typical
- 0.35%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Dubuque, IA metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 1 branch
- Empeople Credit UnionCredit union · 1 branch
- UMB BankBank · 7 branches