Bank · FDIC insured
Primebank Savings Rates
Primebank’s best savings rate is 0.90% APY on $10,000, with its Money Market. Rates checked October 16, 2026.
How Primebank’s savings rates compare
Compared with banks and credit unions near Sioux City, IA-NE-SD, where Primebank has the most branches. $10,000, best rate first.
This bank’s best
Primebank
0.90%APY
- Requires
- None
- Minimum
- $2,500
- Earns on $10,000 a year
- $90
Money Market
Top rate
First Dakota National Bank
2.57%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $257
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
Primebank savings score
84
Savings score
Higher than 66% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.90%
- $100,000 balance$100,0001.50%
- QualifiedQualified0.90%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Primebank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Elite Savings
Up to 2.00%APY
$20 per month service charge if $50,000 minimum daily balance is not maintained. $2 per withdrawal in excess of three per month.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $50,000 – $99,999Monthly fee of $20 applies if $50,000 minimum daily balance is not maintained. | 1.30% | — | Monthly fee of $20 applies if $50,000 minimum daily balance is not maintained. |
| $100,000 – $249,999Monthly fee of $20 applies if $50,000 minimum daily balance is not maintained. | 1.50% | — | Monthly fee of $20 applies if $50,000 minimum daily balance is not maintained. |
| $250,000 and upMonthly fee of $20 applies if $50,000 minimum daily balance is not maintained. | 2.00% | — | Monthly fee of $20 applies if $50,000 minimum daily balance is not maintained. |
Sources (2)
All captured Oct 5, 2026
Money Market
0.90%APY
Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,499Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. | 0.50% | — | Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. |
| $2,500 – $9,999Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. | 0.70% | — | Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. |
| $10,000 – $24,999Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. | 0.90% | $90 | Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. |
| $25,000 – $49,999Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. | 1.10% | — | Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. |
| $50,000 – $99,999Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. | 1.20% | — | Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. |
| $100,000 and upVariable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. | 1.40% | — | Variable-rate account; interest rate and APY may change after account opening. Fees could reduce earnings. |
Sources (1)
- primebank.bank/rates · captured Oct 5, 2026
Special-purpose accounts
IRA/SEP Tiered Savings
1.75%APY
Available as Traditional IRA, Roth IRA, or SEP IRA plan.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $9,999 | 1.50% | — |
| $10,000 – $24,999 | 1.75% | $175 |
| $25,000 – $49,999 | 2.00% | — |
| $50,000 – $99,999 | 2.25% | — |
| $100,000 – $149,999 | 2.50% | — |
| $150,000 and up | 2.75% | — |
Statement Savings
0.50%APY
No minimum balance or monthly maintenance fees for those under age 23. Minimum balance requirement is waived for minors 18 and younger. $3.00 monthly service charge if $50 minimum daily balance is not maintained. $1.00 per withdrawal in excess of three per month.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Any balanceMinimum balance requirement is waived for minors 18 and younger. Monthly service charge of $3.00 if $50 minimum daily balance is not maintained (no maintenance fees for those under age 23).Any balance | 0.50% | $50 | Minimum balance requirement is waived for minors 18 and younger. Monthly service charge of $3.00 if $50 minimum daily balance is not maintained (no maintenance fees for those under age 23). |
Sources (2)
All captured Oct 5, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.