Compare Bank & Credit Union Rates
Best savings rates in Ankeny, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Ankeny, IA
- Empeople Credit UnionHigh-Yield Savings AccountSavings · $0 min · 0.15%–3.25% by balance
Credit union · 1 branch
3.25%APY$325 a year on $10,000with conditionsRequirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.15% interest rate · No monthly fee
Rate by balance
Rate by balance for High-Yield Savings Account Balance APY Up to $5,000 0.15% $5,000 and upYour amountLevel 2: All-In Member Pricing (requires 21+ debit or credit card transactions/month and >=$1,500 in direct/mobile deposits within last 31 days). 3.25% Rate checked
More details - 2.75%APY$275 a year on $10,000
Requirements
Product: New or existing account or line of service with us is required to qualify/open. Monthly maintenance service charge of $2.50 waived if account owner is under 23 years of age or a $100 average daily balance is maintained for the month.
Offer: Interest compounded quarterly. No set term / no maximum deposit value. Minimum to obtain APY is $2,500. $2.50 monthly maintenance service charge waived if account owner is under 23 years of age or $100 average daily balance is maintained.
Compounded quarterly · $2.50 monthly fee · Effective Jun 24, 2026
Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - Greater Iowa Credit UnionGreater SavingsSavings · $0 min · 0.50%–1.70% by balance
Credit union · 1 branch
1.70%APY$170 a year on $10,000with conditionsRequirements
Product: Must be paired with a Greater Checking account. To qualify for higher dividend rates, the following requirements must post and settle prior to the last business day of the month: at least 20 debit card purchases totaling $100 (PIN or signature based), enrollment in e-statements, and either direct deposit of at least $100/month into Greater Checking or at least one payment made via Greater Iowa bill pay from Greater Checking.
Offer: Qualifying rate on balances up to $50,000 when Greater Checking qualification requirements are met.
Qualified rate · 1.69% interest rate · No monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Greater Savings Balance APY Up to $50,000Your amount 1.70% Over $50,000 0.50% Rate checked
More details - GreenState Credit UnionImpact Money MarketImpact Money Market · $2,500 min · 1.45%–2.45% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Membership required with a minimum $5 share deposit. Variable rate determined based on average daily balance maintained for the month. $10.00 per withdrawal or transfer after 6 per month. Minimum $2,500 daily balance to avoid $10 monthly service fee.
Offer: Minimum $2,500 daily balance to avoid $10 monthly service fee.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Impact Money Market Balance APY $2,500 – $49,999Your amount 1.45% $50,000 – $99,999 1.65% $100,000 – $249,999 1.85% $250,000 – $499,999 2.05% $500,000 – $999,999 2.25% $1,000,000 and up 2.45% Rate checked
More details - Greater Iowa Credit UnioneMoney MarketeMoney Market · $10,000 min · 1.30%–2.17% by balance
Credit union · 1 branch
1.30%APY$130 a year on $10,000Requirements
Product: Must be enrolled in electronic statements (eStatements) with a valid email address. Rates may vary after the account is opened.
Offer: Must be enrolled in electronic statements (eStatements) with a valid email address.
1.29% interest rate · Effective Oct 6, 2026
Rate by balance
Rate by balance for eMoney Market Balance APY $10,000 and upYour amount 1.30% $25,000 and up 1.35% $50,000 and up 1.51% $100,000 and up 1.71% $250,000 and up 1.92% $500,000 and up 2.17% Rate checked
More details - 1.25%APY$125 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.20% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.20% $5,000 – $10,000 1.23% $10,000 – $50,000Your amount 1.25% $50,000 – $100,000 1.43% $100,000 and up 1.45% Rate checked
More details - 1.15%APY$115 a year on $10,000
Requirements
Product: Check writing available. Monthly maintenance fee of $12.99 is waived with a $1,000 minimum daily balance.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $12.99 waived with $1,000 minimum daily balance.
1.10% interest rate · $12.99 monthly fee · Effective Oct 16, 2026
Rate by balance
Rate by balance for Investment Savings Balance APY Up to $5,000 1.10% $5,000 – $10,000 1.13% $10,000 – $50,000Your amount 1.15% $50,000 – $100,000 1.33% $100,000 and up 1.35% Rate checked
More details - 1.05%APY$105 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Platinum Tier (Base Interest Rate + 0.50%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
1.05% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - BankCSBMoney Market SavingsMoney Market Savings · $1,000 min · 0.40%–2.75% by balance
Bank · 3 branches
1.01%APY$101 a year on $10,000Requirements
Product: No $10 monthly fee when maintaining a $1,000 balance. No $3.95 paper statement fee when maintaining a $5,000 balance or signing up for eStatements. 6 free withdrawals per statement cycle with an $8 fee per excess withdrawal.
Offer: No $10 monthly fee when maintaining a $1,000 balance.
$10 monthly fee · Effective Dec 17, 2025
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $10,000 0.40% $10,000 – $50,000Your amount 1.01% $50,000 – $100,000 1.01% $100,000 – $250,000 1.07% $250,000 – $500,000 1.15% $500,000 and up 2.75% Rate checked
More details - 0.95%APY$95 a year on $10,000
Requirements
Product: Monthly maintenance fee of $6.99 is waived with a $200 minimum daily balance or for individuals age 55 and over.
Offer: Benefits Banking Loyalty Program Gold Tier (Base Interest Rate + 0.40%). Monthly fee of $6.99 waived with $200 minimum daily balance or for individuals age 55 and over.
0.95% interest rate · $6.99 monthly fee · Effective Oct 16, 2026
Rate checked
More details - Charter BankCharter Money MarketCharter Money Market · $2,500 min · 0.75%–1.10% by balance
Bank · 1 branch
0.90%APY$90 a year on $10,000Requirements
Product: Earn higher returns with tiered interest rates. $10 monthly service charge if minimum daily balance of $2,500 is not met. Free e-Statements; $3 for Paper Statements.
Offer: Balance < $10,000. $10 monthly service charge if minimum daily balance of $2,500 is not met.
0.75% interest rate · $10 monthly fee · Effective Oct 9, 2026
Rate by balance
Rate by balance for Charter Money Market Balance APY Any balance 0.75% $10,000 – $24,999Your amount 0.90% $25,000 – $49,999 1.10% Rate checked
More details - 0.90%APY$90 a year on $10,000
Requirements
Product: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
Offer: $7.50 Monthly Maintenance Fee waived with total relationship balance of $15,000 or more in loans, deposits or a combination with Northwest Bank, or minimum daily balance of $1,000 maintained in this account.
0.90% interest rate · $7.50 monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Money Market Balance APY $1,000 – $50,000Your amount 0.90% $50,000 – $100,000 1.16% $100,000 – $250,000 1.66% $250,000 – $500,000 1.87% $500,000 and up 2.02% Rate checked
More details - 0.90%APY$90 a year on $10,000with conditions
Requirements
Product: Requires a Compass Rewards Account or Compass Cash Account. No monthly maintenance fee. No minimum balance requirement after opening.
Offer: Balances up to $20,000. Requires Compass Rewards or Compass Cash.
Qualified rate · 0.90% interest rate · No monthly fee · Effective Dec 19, 2025
Rate by balance
Rate by balance for Compass Savings Balance APY Up to $20,000Your amount 0.90% Over $20,000Stated APY 0.90%-0.51%; 0.51% APY based on a $50,000 balance; higher balances have a lower APY. 0.25%* Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Ankeny, IA
65 accounts at 19 banks and credit unions · checked Oct 16–22
- Typical
- 0.15%
- Top 10% from
- 1.28%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.15%
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