Bank · FDIC insured
PCSB Bank Savings Rates
PCSB Bank’s best savings rate is 0.50% APY, with its Free Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How PCSB Bank’s savings rates compare
Compared with banks and credit unions in Iowa, where PCSB Bank has the most branches. $10,000, best rate first.
This bank’s best
PCSB Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $50
Free Kasasa Saver
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Free Kasasa Saver
Up to 0.50%APY
Linked to Kasasa Cash or Kasasa Cash Back account. To qualify for highest rate, each Monthly Qualification Cycle must have at least 10 debit card purchases post and settle, at least 1 bill pay, 1 ACH payment transaction, or 1 direct deposit post and settle, and be enrolled in and agree to receive e-statements. Limit one account per SSN.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $15,000When monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account. | 0.50% | $50 | When monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account. |
| Any balanceIf monthly qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account; applies to all balances. | 0.05% | $5 | If monthly qualifications are not met in linked Kasasa Cash or Kasasa Cash Back account; applies to all balances. |
| $15,000 and upWhen monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account; earns 0.25% interest rate on portion of balance over $15,000, resulting in 0.50% - 0.30% APY (or 0.28% to 0.50% APY depending on balance). | 0.50% | — | When monthly qualifications are met in linked Kasasa Cash or Kasasa Cash Back account; earns 0.25% interest rate on portion of balance over $15,000, resulting in 0.50% - 0.30% APY (or 0.28% to 0.50% APY depending on balance). |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.