Bank · FDIC insured
First Central State Bank Savings Rates
First Central State Bank’s best savings rate is 0.50% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How First Central State Bank’s savings rates compare
Compared with banks and credit unions near Clinton, IA, where First Central State Bank has the most branches. $10,000, best rate first.
This bank’s best
First Central State Bank
0.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $50
Kasasa Saver
Top rate
IH Mississippi Valley Credit Union
2.00%APY
- Requires
- Monthly account activity
- Minimum
- $2,500
- Earns on $10,000 a year
- $200
2nd-highest rate
U.S. Bank
2.00%APY
- Requires
- Another account
- Minimum
- $25
- Earns on $10,000 a year
- $200
First Central State Bank savings score
65
Savings score
Higher than 15% of U.S. banks and credit unions
- $1,000 balance$1,0000.05%
- $10,000 balance$10,0000.05%
- $100,000 balance$100,0000.05%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where First Central State Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.50%APY
Linked to free Kasasa Cash or Kasasa Cash Back account; cash rewards automatically transfer into Kasasa Saver. Free eStatements required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $35,000Applies on balances up to $35,000 when eligibility requirements are met on linked Kasasa Cash or Kasasa Cash Back (at least 10 debit card purchases posted/settled, at least 1 direct deposit or ACH Auto Debit posted/settled, receive monthly statement electronically). | 0.50% | $50 | Applies on balances up to $35,000 when eligibility requirements are met on linked Kasasa Cash or Kasasa Cash Back (at least 10 debit card purchases posted/settled, at least 1 direct deposit or ACH Auto Debit posted/settled, receive monthly statement electronically). |
| Any balanceBase rate if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back. | 0.05% | $5 | Base rate if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back. |
| $35,000 and up0.50% to 0.27% APY on balances over $35,000 depending on balance in account when eligibility requirements are met on linked Kasasa checking account. | 0.27% | — | 0.50% to 0.27% APY on balances over $35,000 depending on balance in account when eligibility requirements are met on linked Kasasa checking account. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.