Compare Bank & Credit Union Rates
Best savings rates in Bettendorf, IA
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 1–15 results in Bettendorf, IA
- 3.38%APY$338 a year on $10,000
Requirements
Product: Rate tied to daily Effective Federal Funds Rate in effect at account opening less .50%. $5 Membership Share account required. Extended NCUA insurance coverage up to $15 million provided through partner credit unions.
Offer: The rate is tied to the daily Effective Federal Funds Rate in effect at account opening less .50%. $5 Membership Share account required.
Balance cap $15,000,000 · Effective Aug 12, 2026
Rate checked
More details - IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.75%–3.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. $18 monthly fee if balance drops below $2,500. Limit of 6 transactions per month.
Offer: Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000Tier 4. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.75% $100,000 – $250,000Tier 3. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.85% $250,000 – $500,000Tier 2. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 1.05% $500,000 and upTier 1. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 1.05% Rate checked
More details - IH Mississippi Valley Credit UnionSavingsBoosterSavings · $0 min · 2.00%–4.00% by balance
Credit union · 2 branches
2.00%APY$200 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address to earn qualifying rate, otherwise non-qualifying rate applies. Unlimited withdrawals.
Offer: Qualifying rate on balance tier $0 - $15,000.00 with $5 average daily balance increase over previous month (excluding dividends) and eStatements.
Qualified rate · 1.98% interest rate · No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for SavingsBooster Balance APY Up to $15,000Your amount 2.00% $15,000 – $50,000 3.00% $50,000 – $100,000 3.50% Over $100,000 4.00% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Opening deposit of at least $25 required. Monthly maintenance fee of $5 is waived for owners of a U.S. Bank Smartly Checking account, Safe Debit account, U.S. Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Relationship rates require maintaining an eligible qualifying product and vary by Combined Qualifying Balance (CQB).
Offer: Relationship rate for Combined Qualifying Balance (CQB) under $5,000. Requires an eligible open and in-good-standing account (U.S. Bank Smartly Checking, Safe Debit, or U.S. Bank Smartly Visa Signature Card).
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for U.S. Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amount 2.00% $25,000 – $50,000 3.50% $50,000 – $100,000 3.50% $100,000 – $99,999,999,999 3.50% Rate checked
More details - 2.00%APY$200 a year on $10,000with conditions
Requirements
Product: Variable rate account. Monthly maintenance fee of $5 is waived for owners of a Bank Smartly Checking account, Safe Debit account, Bank Smartly Visa Signature Card, or accounts with a minor under age 18. Higher relationship rates require maintaining an eligible product (Bank Smartly Checking, Safe Debit account, or Bank Smartly Visa Signature Card) and are determined by Combined Qualifying Balance (CQB).
Offer: Relationship rate for CQB Under $5,000. Requires qualifying relationship product.
Qualified rate · 1.00% interest rate · $5 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Bank Smartly Savings Balance APY Up to $5,000 1.00% $5,000 – $25,000Your amountRelationship rate for CQB $5,000 to $24,999.99. 2.00% $25,000 – $50,000Relationship rate for CQB $25,000 to $49,999.99. 3.50% $50,000 – $100,000Relationship rate for CQB $50,000 to $99,999.99. 3.50% $100,000 and upRelationship rate for CQB $100,000 and above. 3.50% Rate checked
More details - GreenState Credit UnionImpact Money MarketImpact Money Market · $2,500 min · 1.45%–2.45% by balance
Credit union · 1 branch
1.45%APY$145 a year on $10,000Requirements
Product: Membership required with a minimum $5 share deposit. Variable rate determined based on average daily balance maintained for the month. $10.00 per withdrawal or transfer after 6 per month. Minimum $2,500 daily balance to avoid $10 monthly service fee.
Offer: Minimum $2,500 daily balance to avoid $10 monthly service fee.
$10 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Impact Money Market Balance APY $2,500 – $49,999Your amount 1.45% $50,000 – $99,999 1.65% $100,000 – $249,999 1.85% $250,000 – $499,999 2.05% $500,000 – $999,999 2.25% $1,000,000 and up 2.45% Rate checked
More details - Vibrant Credit UnionEveryday SavingsSavings · $0 min · 0.10%–1.00% by balance
Credit union · 1 branch
1.00%APY$100 a year on $10,000Requirements
Product: Everyday Savings is a tiered account; if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account.
Effective Oct 1, 2026
Rate by balance
Rate by balance for Everyday Savings Balance APY Up to $99 0.10% $100 – $9,999 0.10% $10,000 – $14,999Your amount 1.00% $15,000 – $24,999 1.00% $25,000 – $99,999 1.00% $100,000 – $249,999 1.00% $250,000 – $999,999 1.00% $1,000,000 and up 1.00% Rate checked
More details - IH Mississippi Valley Credit UnionMega Money MarketMega Money Market · $2,500 min · 0.05%–4.00% by balance
Credit union · 2 branches
0.70%APY$70 a year on $10,000with conditionsRequirements
Product: Retail accounts only, no commercial or institutional funds permitted. Member savings account required to establish membership. $18 monthly fee if balance drops below $2,500. Limit of 6 transactions per month.
Offer: Non-qualifying rate if qualifying requirements are not met.
Qualified rate · $18 monthly fee · Effective Jan 1, 2026
Rate by balance
Rate by balance for Mega Money Market Balance APY Any balance 0.05% $2,500 – $10,000Tier 6. No commercial or institutional funds permitted. 0.25% $10,000 – $50,000Your amountTier 5. $2,500 minimum balance required to earn dividends. No commercial or institutional funds permitted. 0.70% $50,000 – $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 3.50% Over $100,000Qualifying rate. Must meet average daily balance requirements ($5 increase over previous month's balance, excluding dividends) and eStatements at a valid email address. 4.00% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Tiered account: if the account balance falls within the range for a particular tier, the dividend rate and APY for that tier apply to the entire balance in the account. Requires $5 Membership Share account. No monthly fees.
No monthly fee · Effective Oct 1, 2026
Rate by balance
Rate by balance for Elite Savings Balance APY Up to $99 0.50% $100 – $9,999 0.50% $10,000 – $14,999Your amount 0.50% $15,000 – $24,999 0.50% $25,000 – $99,999 0.50% $100,000 – $249,999 3.50% $250,000 – $999,999 3.75% $1,000,000 and up 4.25% Rate checked
More details - The Family Credit UnionGrowth SavingsSavings · $1,500 min · 0.30%–0.55% by balance
Credit union · 1 branch
0.30%APY$30 a year on $10,000Requirements
Product: Minimum balance of $1,500 required to earn dividends. TIA accounts yield higher daily dividends and are paid monthly.
0.30% interest rate
Rate by balance
Rate by balance for Growth Savings Balance APY $1,500 – $24,999Your amount 0.30%* $25,000 – $49,999 0.40%* $50,000 – $99,999 0.50%* $100,000 and up 0.55%* Rate checked
More details - AscentraInvestor's ChoiceInvestor's Choice · $10,000 min · 0.20%–0.45% by balance
Credit union · 2 branches
0.20%APY$20 a year on $10,000Requirements
Product: Rates are based on average daily balance. Maintenance or activity fees could reduce earnings on an account. Rates subject to change.
Offer: Tier applies to average daily balance of $10,000 to $24,999.99.
0.20% interest rate · Effective Oct 5, 2026
Rate by balance
Rate by balance for Investor's Choice Balance APY $10,000 – $25,000Your amount 0.20% $25,000 – $50,000 0.25% $50,000 – $75,000 0.30% $75,000 – $100,000 0.35% $100,000 and up 0.45% Rate checked
More details - The Family Credit UnionRegular SharesSavings · $100 min · 0.15%–0.20% by balance
Credit union · 1 branch
0.20%APY$20 a year on $10,000Requirements
Product: Primary membership share account requires maintaining a $25 balance to retain credit union membership. Earns monthly dividends on balances over $100.
Rate by balance
Rate by balance for Regular Shares Balance APY $100 – $2,000 0.15% $2,000 and upYour amount 0.20% Rate checked
More details - Blackhawk Bank & TrustMoney Market Deposit Account (MMDA)Money Market Deposit Account (MMDA) · $2,500 min · 0.15%–2.25% by balance
Bank · 1 branch
0.15%APY$15 a year on $10,000Requirements
Product: Federal law limits the number of withdrawals and transfers you can make from your MMDA account during each statement cycle. Includes debit card and checks.
0.15% interest rate · Effective Oct 1, 2026
Rate by balance
Rate by balance for Money Market Deposit Account (MMDA) Balance APY Up to $25,000Your amount 0.15% $25,000 – $50,000 0.40% $50,000 – $100,000 1.00% $100,000 – $500,000 1.50% $500,000 and up 2.25% Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: A minimum deposit of $100 is required to open this account and it is available to both individuals and businesses. ATM cards are included.
Offer: For approved customers.
0.15% interest rate · Effective Oct 1, 2026
Rate checked
More details - 0.15%APY$15 a year on $10,000
Requirements
Product: Variable-rate account; rates and APYs may change at any time after opening. Interest compounded and credited monthly using the daily balance method. $100 minimum deposit to open. Monthly service charge is $5 if average daily balance is below $100, $4 if at least $100 but less than $250, and waived if $250 or more. A debit charge fee of $5 applies per debit in excess of 6 during a statement cycle. Unlimited deposits. Online account opening available.
Offer: Deposit tier 0 - $2,499. Rates may change after opening. Fees may reduce earnings. Monthly service charge of $5 if average daily balance <$100, $4 if $100-$249.99, waived at $250+. $5 fee per debit exceeding 6 per statement cycle.
0.05% interest rate · $5 monthly fee · Effective Oct 6, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $2,499 0.05% $2,500 – $24,999Your amount 0.15% $25,000 – $49,999 0.20% $50,000 – $99,999 0.25% $100,000 – $499,999 0.30% $500,000 and up 0.35% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
* APY calculated from the stated interest rate. Daily compounding is assumed when the institution does not state it.
What savings accounts pay in Bettendorf, IA
37 accounts at 12 banks and credit unions · checked Oct 16–22
- Typical
- 0.10%
- Top 10% from
- 2.00%
- Banks, typical
- 0.05%
- Credit unions, typical
- 0.18%
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Davenport, IA-IL metro
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Vibrant Credit UnionCredit union · 3 branches
- Gas & Electric Credit UnionCredit union · 2 branches
- IH Mississippi Valley Credit UnionCredit union · 11 branches