Bank · FDIC insured
Ohnward Bank & Trust Savings Rates
Ohnward Bank & Trust’s best savings rate is 0.50% APY, with its Kasasa Saver, with extra requirements. Rates checked October 16, 2026.
How Ohnward Bank & Trust’s savings rates compare
Compared with banks and credit unions in Iowa, where Ohnward Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Ohnward Bank & Trust
0.50%APY
- Requires
- Monthly account activity
- Minimum
- —
- Earns on $10,000 a year
- $50
Kasasa Saver
Top rate
Employees Credit Union
3.82%APY
- Requires
- None
- Minimum
- $5,000
- Earns on $10,000 a year
- $381
2nd-highest rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Kasasa Saver
Up to 0.50%APY
Linked to free Kasasa Cash or Kasasa Cash Back account; automatic transfers of checking cash rewards into Kasasa Saver; free eStatements required; deposit required to open. Qualifications: at least 10 debit card purchases posted/settled, at least 1 direct deposit or ACH auto debit posted/settled, and receive monthly statement electronically.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $35,000When qualifications are met on Kasasa Cash or Kasasa Cash Back: 0.50% APY on balances up to $35,000. | 0.50% | $50 | When qualifications are met on Kasasa Cash or Kasasa Cash Back: 0.50% APY on balances up to $35,000. |
| Any balanceEarned if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back. | 0.05% | $5 | Earned if eligibility requirements are not met on Kasasa Cash or Kasasa Cash Back. |
Sources (2)
All captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.