Credit union · NCUA insured
Corda Credit Union Savings Rates
Top CarrotCorda Credit Union’s best savings rate is 1.25% APY on $10,000, with its High-Yield Money Market. Rates checked October 16, 2026.
How Corda Credit Union’s savings rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Corda Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Corda Credit Union
1.25%APY
- Minimum
- —
- Earns on $10,000 a year
- $125
High-Yield Money Market
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
Corda Credit Union savings score
88
Savings score
Higher than 81% of U.S. banks and credit unions
- $1,000 balance$1,0006.00%
- $10,000 balance$10,0001.25%
- $100,000 balance$100,0002.25%
- QualifiedQualified1.25%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Corda Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Emergency Savings
0.10%APY
Available to members 18 and up. Membership Savings account required.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rate based on average daily balance. Balances up to $2,500 earn 6.00% APY. | 6.00% | — | Rate based on average daily balance. Balances up to $2,500 earn 6.00% APY. |
| Over $2,500Rate based on average daily balance. Average daily balance over $2,500 earns 0.10% APY. | 0.10% | $10 | Rate based on average daily balance. Average daily balance over $2,500 earns 0.10% APY. |
Sources (2)
All captured Oct 5, 2026
High-Yield Money Market
1.25%APY
Membership Savings account is required to obtain Corda Credit Union products. Rates are based on average daily balance and may change without notice after account opening. With only a $1,000 minimum deposit to start earning interest.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $5,000 | 0.00% | — |
| $5,000 – $50,000 | 1.25% | $125 |
| $50,000 – $100,000 | 2.25% | — |
| $100,000 – $250,000 | 2.75% | — |
| $250,000 – $500,000 | 3.25% | — |
| Over $500,000 | 3.75% | — |
Sources (1)
- cordacu.org/personal/savings-accounts/money-market · captured Oct 5, 2026
Regular Money Market
0.50%APY
Membership Savings account is required to obtain Corda Credit Union products. Rates are based on average daily balance and may change without notice after account opening. $1,000 minimum deposit to start earning interest. Up to six free withdrawals or transfers each month; additional withdrawals incur a $0.50 fee per transaction.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $1,000 | 0.00% | — |
| $1,000 – $10,000 | 0.50% | $50 |
| $10,000 – $50,000 | 1.00% | — |
| $50,000 – $100,000 | 1.50% | — |
| $100,000 – $250,000 | 1.75% | — |
| $250,000 – $500,000 | 2.25% | — |
| $500,000 – $750,000 | 2.75% | — |
| $750,000 – $1,000,000 | 2.75% | — |
| $1,000,000 – $3,000,000 | 2.75% | — |
Sources (1)
- cordacu.org/personal/savings-accounts/money-market · captured Oct 5, 2026
Escrow
0.10%APY
Membership Savings account is required to obtain Corda Credit Union products.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| $100 and up | 0.10% | $10 |
Sources (1)
- cordacu.org/rates · captured Oct 5, 2026
Membership Savings
0.10%APY
Requires maintaining $5 to establish and maintain membership in Corda Credit Union. Required to obtain Corda Credit Union products.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $100 | 0.00% | — |
| Over $100 | 0.10% | $10 |
Sources (1)
- cordacu.org/personal/savings-accounts · captured Oct 5, 2026
Special-purpose accounts
Youth Savings
0.10%APY
Available to members 0-17 years old. Upon turning 18, account will convert to Emergency Savings account. Membership Savings account required. No monthly fees and no minimum balance requirements.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $2,500Rate based on average daily balance. Earns 6.00% APY on up to $2,500. | 6.00% | — | Rate based on average daily balance. Earns 6.00% APY on up to $2,500. |
| Over $2,500Rate based on average daily balance. Average daily balance over $2,500 earns 0.10% APY. | 0.10% | $10 | Rate based on average daily balance. Average daily balance over $2,500 earns 0.10% APY. |
Sources (3)
All captured Oct 5, 2026
Health Savings Account (HSA)
0.40%APY
Tax-exempt account for qualified medical expenses. Must be covered by a high-deductible health plan (HDHP) and not covered by other health insurance, enrolled in Medicare, or claimed as a dependent on another person's tax return. Membership Savings account required.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $500 | 0.00% | — |
| $500 – $1,000 | 0.20% | — |
| $1,000 – $10,000 | 0.40% | $40 |
| $10,000 – $50,000 | 0.60% | — |
| Over $50,000 | 0.85% | — |
Sources (2)
All captured Oct 5, 2026
IRA Variable Savings
0.40%APY
Earns monthly interest paid on the average daily balance. Periodic deposits and withdrawals are available. Membership Savings account required. Minimum $100 to open.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Up to $25 | 0.00% | — |
| Up to $25,000 | 0.40% | $40 |
| $25,000 – $100,000 | 0.75% | — |
| Over $100,000 | 0.85% | — |
Sources (2)
All captured Oct 5, 2026
Christmas Club
0.10%APY
Membership Savings account is required to obtain Corda Credit Union products.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.10% | $10 |
Sources (1)
- cordacu.org/personal/savings-accounts · captured Oct 5, 2026
Who can join Corda Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Where you live or work
- Individuals who live or work in one of 22 specified counties in Iowa are eligible to join.
Family and household
- Immediate family members of current members, including grandparents, parents, spouses, children, grandchildren, and siblings, are eligible to join.
Cost to join
- Opening an account requires a minimum deposit of $5 into a savings account.
Membership information collected October 4, 2026.