Bank · FDIC insured
Premier Bank Savings Rates
Premier Bank’s best savings rate is 0.50% APY on $10,000, with its Premier Money Market. Rates checked October 16, 2026.
How Premier Bank’s savings rates compare
Compared with banks and credit unions near Dubuque, IA, where Premier Bank has the most branches. $10,000, best rate first.
This bank’s best
Premier Bank
0.60%APY
- Requires
- Another account
- Minimum
- —
- Earns on $10,000 a year
- $60
Choice Money Market
Top rate
UMB Bank
3.71%APY
- Requires
- None
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Empeople Credit Union
3.25%APY
- Requires
- Monthly account activity
- Minimum
- $0
- Earns on $10,000 a year
- $325
Premier Bank savings score
80
Savings score
Higher than 51% of U.S. banks and credit unions
- $1,000 balance$1,0000.15%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0001.00%
- QualifiedQualified0.75%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Premier Bank ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Choice Money Market
0.60%APY
Account holders must have a Choice Checking account in order to open a Choice Money Market Account. If Choice Checking eligibility requirement is not met, all balances will earn 0.01% APY. Variable rate account; rates and APYs may change after opening. $25 monthly maintenance fee if balance falls below $25,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $100,000Must have Choice Checking to qualify. If balance falls below $25,000, a $25 monthly fee applies. | 0.60% | $60 | Must have Choice Checking to qualify. If balance falls below $25,000, a $25 monthly fee applies. |
| $100,000 – $250,000Must have Choice Checking to qualify. $25 monthly fee waived with minimum $25,000 balance. | 0.80% | — | Must have Choice Checking to qualify. $25 monthly fee waived with minimum $25,000 balance. |
| $250,000 – $500,000Must have Choice Checking to qualify. $25 monthly fee waived with minimum $25,000 balance. | 1.00% | — | Must have Choice Checking to qualify. $25 monthly fee waived with minimum $25,000 balance. |
| Over $500,000Must have Choice Checking to qualify. $25 monthly fee waived with minimum $25,000 balance. | 0.05% | — | Must have Choice Checking to qualify. $25 monthly fee waived with minimum $25,000 balance. |
Sources (3)
All captured Oct 5, 2026
Premier Money Market
0.50%APY
Requires an initial deposit of $5,000 to open. $10 maintenance fee per statement cycle if an average monthly balance of $5,000 or more is not maintained.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$10 maintenance fee per statement cycle if average monthly balance of $5,000 is not maintained. | 0.25% | — | $10 maintenance fee per statement cycle if average monthly balance of $5,000 is not maintained. |
| $5,000 – $25,000$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. | 0.50% | $50 | $10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. |
| $25,000 – $50,000$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. | 0.75% | — | $10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. |
| $50,000 – $100,000$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. | 0.85% | — | $10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. |
| $100,000 and up$10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. | 1.00% | — | $10 maintenance fee per statement cycle waived with average monthly balance of $5,000 or more. |
Life Savings
Up to 0.75%APY
Must have Life Checking account in order to have Life Savings. No minimum balance required. Qualifying rate requires 20 debit card transactions on the Life Checking account; otherwise earns 0.01% APY on the entire balance.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $10,000Requires 20 debit card transactions on paired Life Checking account; otherwise earns 0.01% APY on entire balance. Variable rate account. | 0.75% | $75 | Requires 20 debit card transactions on paired Life Checking account; otherwise earns 0.01% APY on entire balance. Variable rate account. |
| $10,000 and upRequires 20 debit card transactions on paired Life Checking account; otherwise earns 0.01% APY on entire balance. Variable rate account. | 0.02% | $2 | Requires 20 debit card transactions on paired Life Checking account; otherwise earns 0.01% APY on entire balance. Variable rate account. |
Premier Savings
0.25%APY
Requires an initial deposit of $100 to open and minimum balance of $100 to avoid monthly maintenance fee.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $1,000$3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. | 0.10% | — | $3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. |
| $1,000 – $5,000$3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. | 0.15% | — | $3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. |
| $5,000 – $10,000$3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. | 0.20% | — | $3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. |
| $10,000 and up$3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. | 0.25% | $25 | $3 monthly maintenance fee if balance falls below $100. Variable rate account; rates and APYs may change after account opening. |
Special-purpose accounts
Youth Savings
0.25%APY
For kids under 18 years old. Requires an initial deposit of $5 to open and no monthly minimum balance. Cannot be opened online.
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| Any balance | 0.25% | $25 |
Sources (3)
- premierbanking.bank/open-accounts-online
- premierbanking.bank/personal/savings
- premierbanking.bank/rates
All captured Oct 5, 2026
Health Savings Account (HSA)
0.03%APY
Must be covered under a qualified high deductible health plan, not covered by another health plan, cannot be claimed as dependent, cannot be enrolled in Medicare.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| Up to $5,000$2.50 monthly maintenance fee if average daily balance for statement cycle falls below $1,500. Variable rate account. | 0.02% | — | $2.50 monthly maintenance fee if average daily balance for statement cycle falls below $1,500. Variable rate account. |
| $5,000 – $25,000$2.50 monthly maintenance fee if average daily balance for statement cycle falls below $1,500. Variable rate account. | 0.03% | $3 | $2.50 monthly maintenance fee if average daily balance for statement cycle falls below $1,500. Variable rate account. |
| $25,000 and up$2.50 monthly maintenance fee if average daily balance for statement cycle falls below $1,500. Variable rate account. | 0.05% | — | $2.50 monthly maintenance fee if average daily balance for statement cycle falls below $1,500. Variable rate account. |
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.