Compare Bank & Credit Union Rates
Best savings rates in Iowa
Compare published savings yields, money market accounts included, with minimums, requirements, collection dates and original sources.
Top savings rates
Showing 166–180 results in Iowa
- 0.50%APY$50 a year on $10,000
0.50% interest rate
Rate by balance
Rate by balance for HIFI Balance APY Up to $19,999Your amount 0.50% $20,000 and up 0.75% Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Free online Banking, Free Mobile Banking, Free eStatements. Available for Personal or Business.
Offer: Maintenance fee of $10.00 may apply per statement cycle if the average daily collected balance falls below $50.00.
0.50% interest rate · $10 monthly fee
Rate checked
More details - Polk County Credit UnionPolk County Credit Union - Home Dividend RatesPolk County Credit Union - Home Dividend Rates · $500 min · 0.40%–0.70% by balance
Credit union · 1 branch
0.50%APY$50 a year on $10,000Requirements
Offer: Effective as of 7/1/2017
Effective Jul 1, 2017
Rate by balance
Rate by balance for Polk County Credit Union - Home Dividend Rates Balance APY $500 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 and up 0.70% Rate checked
More details - 0.50%APY$50 a year on $10,000with conditions
Requirements
Product: Must link to a Kasasa Cash or Kasasa Cash Back checking account. To earn qualifying rates, enrollments must be in place and the following must post and settle to the linked checking account during each Monthly Qualification Cycle: at least 12 debit card purchases, enrolled in and agree to receive e-statements/online banking, and 1 ACH transaction per month. Automatic transfers of Kasasa Cash/Cash Back earnings. No minimum balance to earn rewards. Limit of 1 account per social security number.
Offer: Qualifying rate for daily balances up to and including $20,000.00 when linked Kasasa Cash or Kasasa Cash Back account qualifications are met.
Qualified rate · 0.50% interest rate · No monthly fee · Effective Jan 16, 2026
Rate by balance
Rate by balance for Kasasa Saver Balance APY Up to $20,000Your amount 0.50% $20,000 and up 0.25%* Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Base charge of $5.00 imposed every statement cycle if the balance falls below $25.00 any day of the cycle. Transfers limited to four per month; $1.00 per debit fee for withdrawals/payments in excess of four per statement cycle.
Offer: Minimum opening deposit and balance to obtain APY is $25. Monthly fee of $5.00 waived if balance does not fall below $25.00 any day of the statement cycle.
0.50% interest rate · $5 monthly fee · Effective Jun 28, 2022
Rate checked
More details - 0.50%APY$50 a year on $10,000
Requirements
Product: Interest rate is tiered based on average daily balance. A service charge will be charged for each debit transaction (withdrawal, automatic transfer or payment out of this account) in excess of six during a month.
Offer: Tier 5: Average daily balance $2,499 & under.
0.30% interest rate · Effective Feb 1, 2023
Rate by balance
Rate by balance for Hi-Fi Passbook Account Balance APY Up to $2,499 0.30% $2,500 – $10,000 0.40% $10,000 – $25,000Your amount 0.50% $25,000 – $100,000 0.60% $100,000 and up 0.70% Rate checked
More details - Bank PlusT-Bill Money Market Deposit AccountT-Bill Money Market Deposit Account · $0 min · 0.40%–0.61% by balance
Bank · 4 branches
0.49%APY$49 a year on $10,000Requirements
Product: Interest based on Treasury Bill Auction Rates for average daily balances of $10,000 or more.
0.40% interest rate · Effective Oct 7, 2026
Rate by balance
Rate by balance for T-Bill Money Market Deposit Account Balance APY Up to $10,000 0.40% $10,000 – $75,000Your amount 0.49% $75,000 and up 0.61% Rate checked
More details - 0.45%APY$45 a year on $10,000with conditions
Requirements
Product: No minimum deposit or daily balance requirement. All-In Member Pricing (Level 2) requires 21+ debit or credit card transactions per month and minimum $1,500 in direct/mobile deposits into a qualifying account within the last 31 days.
Offer: Level 1 base tier.
Qualified rate · 0.45% interest rate · No monthly fee
Rate checked
More details - 0.45%APY$45 a year on $10,000intro rate
Requirements
Product: APY is variable and subject to change after account opening.
Offer: Minimum deposit of $25 required to open account and earn APY. APY is variable.
Promotional rate · Effective Oct 1, 2026
Rate checked
More details - 0.45%APY$45 a year on $10,000
Requirements
Product: Minimum balance to open account is $10.00. Avoid a $7 monthly service charge by maintaining a balance of $1,000 or more.
Offer: Minimum balance to obtain APY is $0.01. Avoid $7 monthly service charge by maintaining a balance of $1,000 or more.
0.31% interest rate · $7 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Money Market Balance APY Up to $1,000 0.31% $1,000 – $50,000Your amount 0.45% $50,000 – $100,000 0.65% $100,000 – $500,000 0.81% $500,000 and up 1.10% Rate checked
More details - Community State BankMoney Market SavingsMoney Market Savings · $2,500 min · 0.29%–1.06% by balance
Bank · 7 branches
0.44%APY$44 a year on $10,000Requirements
Product: Contact employee for terms and account fees. Rates subject to change.
Offer: APY applies to balance less than $7,500.
Effective Jul 31, 2026
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $7,500 0.29% $7,500 – $15,000Your amount 0.44% $15,000 – $30,000 0.57% $30,000 – $60,000 0.59% $60,000 – $250,000 0.65% $250,000 and up 1.06% Rate checked
More details - Bank IowaPremier Money MarketPremier Money Market · $10 min · 0.43%–1.37% by balance
Bank · 24 branches
0.43%APY$43 a year on $10,000Requirements
Product: Minimum balance to open account is $10.00. $15 monthly service charge if balance falls below $25,000.
Offer: Minimum balance to obtain APY is $0.01. $15 monthly service charge if balance falls below $25,000.
0.43% interest rate · $15 monthly fee · Effective Oct 5, 2026
Rate by balance
Rate by balance for Premier Money Market Balance APY Up to $25,000Your amount 0.43% $25,000 – $100,000 0.73% $100,000 – $250,000 1.09% $250,000 – $1,000,000 1.20% $1,000,000 and up 1.37% Rate checked
More details - City & County Credit UnionMoney Market SavingsMoney Market Savings · $0 min · 0.10%–0.65% by balance
Credit union · 1 branch
0.40%APY$40 a year on $10,000Requirements
Product: Minimum balance of $2,500 required; a fee is charged if balance drops below $2,500.
Offer: A fee is charged if you drop below the $2,500 minimum balance.
0.10% interest rate
Rate by balance
Rate by balance for Money Market Savings Balance APY Up to $2,499 0.10% $2,500 – $24,999Your amount 0.40% $25,000 – $49,999 0.45% $50,000 – $99,999 0.55% $100,000 and up 0.65% Rate checked
More details - 0.40%APY$40 a year on $10,000
Requirements
Product: Requires $2,500 to open and a $2,500 average collected daily balance. APY assumes quarterly interest payment.
Offer: APY assumes quarterly interest payment.
0.40% interest rate · Effective Feb 12, 2024
Rate checked
More details - Community Choice Credit UnionMoney Market AccountMoney Market Account · $10,000 min · 0.40%–0.65% by balance
Credit union · 11 branches
0.40%APY$40 a year on $10,000Requirements
Product: $10,000.00 minimum deposit required to open the account. $10,000.00 minimum average daily balance required to earn interest. Each tier applies to both consumer and business accounts. Rates are subject to change after the account is opened. Fees could reduce earnings.
Offer: Minimum average daily balance of $10,000.00 required to earn interest.
0.40% interest rate · Effective Jun 6, 2023
Rate by balance
Rate by balance for Money Market Account Balance APY $10,000 – $25,000Your amount 0.40% $25,000 – $50,000 0.45% $50,000 – $100,000 0.50% $100,000 – $150,000 0.55% Over $150,000 0.65% Rate checked
More details
Carrot Score rates each institution on all its CD, savings, auto loan and credit card rates, not just the account shown. How we rank
What savings accounts pay in Iowa
440 accounts at 171 banks and credit unions · checked Oct 16–23
- Typical
- 0.25%
- Top 10% from
- 1.40%
- Banks, typical
- 0.25%
- Credit unions, typical
- 0.25%
Is your bank paying you enough?
Find your bank or credit union to see all its rates and how they compare near you.
Iowa
Top Carrot institutions
Ranked across their CDs, savings, auto loans and credit cards. How scores work
- Collins Community Credit UnionCredit union · 9 branches
- Serve Credit UnionCredit union · 2 branches
- Advantage Credit UnionCredit union · 1 branch