Bank · FDIC insured
Atkins Savings Bank & Trust Savings Rates
Atkins Savings Bank & Trust’s best savings rate is 0.50% APY on $10,000, with its Passbook Savings. Rates checked October 16, 2026.
How Atkins Savings Bank & Trust’s savings rates compare
Compared with banks and credit unions near Cedar Rapids, IA, where Atkins Savings Bank & Trust has the most branches. $10,000, best rate first.
This bank’s best
Atkins Savings Bank & Trust
0.50%APY
- Minimum
- $25
- Earns on $10,000 a year
- $50
Passbook Savings
Top rate
Collins Community Credit Union
3.05%APY
- Minimum
- $1,000
- Earns on $10,000 a year
- $305
2nd-highest rate
Dupaco Community Credit Union
2.25%APY
- Minimum
- $0
- Earns on $10,000 a year
- $225
Atkins Savings Bank & Trust savings score
80
Savings score
Higher than 53% of U.S. banks and credit unions
- $1,000 balance$1,0000.50%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0002.53%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Atkins Savings Bank & Trust ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the bank’s website. Earnings assume the rate doesn’t change.
Money Market Account
Up to 3.56%APY
Rates may change after your account is open. Fees may reduce earnings. Minimum Opening Deposit $25,000.
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25,000 – $100,000Rates may change after your account is open. Fees may reduce earnings. | 2.02% | — | Rates may change after your account is open. Fees may reduce earnings. |
| $100,000 – $250,000Rates may change after your account is open. Fees may reduce earnings. | 2.53% | — | Rates may change after your account is open. Fees may reduce earnings. |
| $250,000 – $500,000Rates may change after your account is open. Fees may reduce earnings. | 3.05% | — | Rates may change after your account is open. Fees may reduce earnings. |
| $500,000 and upRates may change after your account is open. Fees may reduce earnings. | 3.56% | — | Rates may change after your account is open. Fees may reduce earnings. |
Sources (1)
- atkinssavingsbank.com/consumer/rates · captured Sep 18, 2026
Passbook Savings
0.50%APY
Base charge of $5.00 imposed every statement cycle if the balance falls below $25.00 any day of the cycle. Transfers limited to four per month; $1.00 per debit fee for withdrawals/payments in excess of four per statement cycle.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $25 and upMinimum opening deposit and balance to obtain APY is $25. Monthly fee of $5.00 waived if balance does not fall below $25.00 any day of the statement cycle.$25 and up | 0.50% | $50 | Minimum opening deposit and balance to obtain APY is $25. Monthly fee of $5.00 waived if balance does not fall below $25.00 any day of the statement cycle. |
Sources (2)
All captured Sep 18, 2026
Special-purpose accounts
IRA Variable Rate
4.33%APY
Variable rate account. Rates may change after opening. Minimum balance to open and obtain APY is $1,000.
| BalanceRequirement | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $1,000 and upMinimum balance to open and obtain APY is $1,000.$1,000 and up | 4.33% | $433 | Minimum balance to open and obtain APY is $1,000. |
Sources (1)
- atkinssavingsbank.com/consumer/rates · captured Sep 18, 2026
Opening an account
Confirm the bank’s opening requirements and whether the account is available where you live. A nearby branch does not establish eligibility for every rate.