Bank · FDIC insured
Chelsea Savings Bank
A $196.9M bank headquartered in Belle Plaine, IA, with 5 branches in Iowa. Best rates: CDs 3.53% and savings 0.50% APY.
Chelsea Savings Bank Carrot Score
67
Carrot Score
Higher than 19% of U.S. banks and credit unions
#22 of 29 in Cedar Rapids, IA metroHow the score works →
Deposits are federally insured by the FDIC up to $250,000 per depositor.
About Chelsea Savings Bank
Chelsea Savings Bank is headquartered in Belle Plaine, Iowa, with five bank locations across Belle Plaine, Chelsea, Van Horne, Traer, and Victor.
- Headquarters
- 601 13th St, Belle Plaine, IA 52208
- FDIC certificate
- 15427 ↗
Branches
5 branches in Iowa
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Iowa
5 branches
Cedar Rapids area · 2
- Chelsea Savings BankMain office601 13th St, Belle Plaine, IA 52208Directions
- Van Horne Branch100 1st Ave, Van Horne, IA 52346Directions
Chelsea area · 1
- Chelsea Branch1101 Station St, Chelsea, IA 52215Directions
Traer area · 1
- Traer100 N Main St, Traer, IA 50675Directions
Victor area · 1
- Old Victor State Bank Branch201 Washington St, Victor, IA 52347Directions
Walk-in offices from the FDIC directory as of September 4, 2026. Directions open Google Maps. A nearby branch doesn’t mean you can join or open an account.
Financial details
| Measure | This bank | Peers’ middle | Strongest quarter |
|---|---|---|---|
| CapitalLeverage ratio | 16.01% | 10.98% | 13.00% or more |
| Troubled loansNoncurrent | 0.24% | 0.42% | 0.09% or less |
| ProfitabilityReturn on assets | 1.75% | 1.24% | 1.68% or more |
| LendingLoans per $100 deposited | $49 | $81 | — |
- CapitalLeverage ratio16.01%Peers’ middle 10.98% · Top 25% 13.00%+
- Troubled loansNoncurrent0.24%Peers’ middle 0.42% · Top 25% ≤0.09%
- ProfitabilityReturn on assets1.75%Peers’ middle 1.24% · Top 25% 1.68%+
- LendingLoans per $100 deposited$49Peers’ middle $81
Compared with the 2,650 banks with $100 million to $1 billion in assets. The strongest quarter is what the best 25% of them reach: more capital and profit, fewer troubled loans. Lending has no better end.Troubled loans are noncurrent: 90 or more days late, or no longer earning interest.
Regulators’ own ratings of Chelsea Savings Bank are confidential. These figures are what it reports to the FDIC each quarter, set beside its peers; they aren’t a rating.