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Credit union · NCUA insured

Polk County Credit Union Savings Rates

Polk County Credit Union’s best savings rate is 0.50% APY on $10,000, with its Polk County Credit Union - Home Dividend Rates. Rates checked October 16, 2026.

How Polk County Credit Union’s savings rates compare

Compared with banks and credit unions near Des Moines, IA, where Polk County Credit Union has the most branches. $10,000, best rate first.

  • This credit union’s best

    Polk County Credit Union

    0.50%APY

    Minimum
    —
    Earns on $10,000 a year
    $50

    Polk County Credit Union - Home Dividend Rates

  • Top Carrot, Carrot Score 88

    Top rate

    UMB Bank

    3.71%APY

    Minimum
    —
    Earns on $10,000 a year
    $371

    UMB Bank rates

  • 2nd-highest rate

    Iowa Trust

    3.70%APY

    Minimum
    $100
    Earns on $10,000 a year
    $370

    Iowa Trust rates

Compare savings rates near you →

Polk County Credit Union savings score

79

Savings score

Higher than 50% of U.S. banks and credit unions

By balance
  • $1,000 balance$1,0000.40%
  • $10,000 balance$10,0000.50%
  • $100,000 balance$100,0000.70%
  • QualifiedQualified0.50%

Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.

How the score works →

Where Polk County Credit Union ranks

By savings score, in each area where it has branches

Current savings rates

Rates from the credit union’s website. Earnings assume the rate doesn’t change.

Who can join Polk County Credit Union

This may be incomplete or out of date, so check with the credit union before you apply.

Employers and groups

  • Membership is open to employees of Broadlawns Hospital.

Military, government and schools

  • Membership is open to employees of the city of Altoona.
  • Membership is open to employees of Fifth Judicial.
  • Membership is open to employees of Heartland AEA.
  • Membership is open to employees of Polk County.

Membership information collected October 4, 2026.

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