Credit union · NCUA insured
Polk County Credit Union Savings Rates
Polk County Credit Union’s best savings rate is 0.50% APY on $10,000, with its Polk County Credit Union - Home Dividend Rates. Rates checked October 16, 2026.
How Polk County Credit Union’s savings rates compare
Compared with banks and credit unions near Des Moines, IA, where Polk County Credit Union has the most branches. $10,000, best rate first.
This credit union’s best
Polk County Credit Union
0.50%APY
- Minimum
- —
- Earns on $10,000 a year
- $50
Polk County Credit Union - Home Dividend Rates
Top rate
UMB Bank
3.71%APY
- Minimum
- —
- Earns on $10,000 a year
- $371
2nd-highest rate
Iowa Trust
3.70%APY
- Minimum
- $100
- Earns on $10,000 a year
- $370
Polk County Credit Union savings score
79
Savings score
Higher than 50% of U.S. banks and credit unions
- $1,000 balance$1,0000.40%
- $10,000 balance$10,0000.50%
- $100,000 balance$100,0000.70%
- QualifiedQualified0.50%
Each track runs from the lowest to the highest rate among U.S. banks and credit unions; the dot is this rate.Qualified: needs another account or monthly activity.
Where Polk County Credit Union ranks
By savings score, in each area where it has branches
Every rate
Current savings rates
Rates from the credit union’s website. Earnings assume the rate doesn’t change.
Polk County Credit Union - Home Dividend Rates
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns | Requirement |
|---|---|---|---|
| $500 – $10,000Effective as of 7/1/2017 | 0.40% | — | Effective as of 7/1/2017 |
| $10,000 – $25,000Effective as of 7/1/2017 | 0.50% | $50 | Effective as of 7/1/2017 |
| $25,000 and upEffective as of 7/1/2017 | 0.70% | — | Effective as of 7/1/2017 |
Sources (1)
- polkcountycreditunion.com/index.php · captured Sep 18, 2026
Dividend Rates
0.50%APY
| Balance | APY | Earns on $10,000 a yearEarns |
|---|---|---|
| $500 – $10,000 | 0.40% | — |
| $10,000 – $25,000 | 0.50% | $50 |
| $25,000 and up | 0.70% | — |
Sources (1)
- polkcountycreditunion.com/index.php · captured Sep 18, 2026
Who can join Polk County Credit Union
This may be incomplete or out of date, so check with the credit union before you apply.
Employers and groups
- Membership is open to employees of Broadlawns Hospital.
Military, government and schools
- Membership is open to employees of the city of Altoona.
- Membership is open to employees of Fifth Judicial.
- Membership is open to employees of Heartland AEA.
- Membership is open to employees of Polk County.
Membership information collected October 4, 2026.